VA Mortgage Loans in Castro Valley California | Alameda County.

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Mortgage and Lending with EstaR Mortgage NMLS #241125

 VA Mortgage Loans in Castro Valley California and 100% financing on VA Loans - the best loan program and loan payment in the country! Designed for both active duty military and honorable discharged Veterans, VA Mortgage Loans are one of the best mortgage loan programs available today. Here are some of the main features of this great program: - 100% financing, no down payment required. - No monthly mortgage insurance added to your payment. - Easier credit qualifying compared to other types of mortgage loans. - VA Mortgage Rates are low compared to other types of home loans.

 

How do you know if you qualify for a VA Mortgage Loan in Castro Valley California?

You must first verify your eligibility. This is done by ordering your Certificate of Eligibility or COE. A Castro Valley California VA loan lender can order your COE quickly for you, or you can go directly to the VA to obtain a copy. Honorably discharged Vets will need their DD214. The next step is to obtain pre-approval with an experienced Castro Valley California VA lender. It is very important that you contact a lender who knows the VA Mortgage Loan program and all of the important differences compared to other mortgage programs. Call us now for more information.

To get pre-approved your credit will be checked and basic supporting documentation like bank statements and W2s are required. Although there is no down payment required for VA Mortgage loans, it's important not to forget that there are VA closing costs involved in every transaction. Your lender should prepare you for this, but nonetheless, don't confuse no down payment with meaning nothing is due at closing! There are ways to finance the closing costs if you don't have money available for closing. Your lender can help you with these options. You can find out more about your VA Home Loan benefits by visiting the Castro Valley California VA Office Website or in person.

It is very important that you work with a local lender who understands the unique aspects of VA Mortgage Loans. We have specialized in VA Mortgage Loans in Castro Valley California and 100% VA Mortgage Loans for over 12 years and would be happy to answer any questions you may have. It doesn't cost a penny to call! Call The Chris Freck Team  at 510-463-1003, thechrisfreckteam@icitymortgage.com, or visit our va website at http://thechrisfreckteam.com/va-loans-landing-page/

 

 

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