After all the tremendous stress and time consumed going through the process of buying a home, one can only wish that no other problem or issue may arise after finally obtaining the rightful ownership of the home of your dreams. The last thing a home buyer wants to worry about is what could possibly go wrong, break or malfunction in there new home. Since that can cover a multitude of items and systems, for peace of mind, it's always a good idea to get a home protection plan or Home Warranty. It's especially a good idea to obtain a home warranty if you're a first-time home buyer with no experience maintaining a home.
When you purchase a home, even a home that is new, there is a very good chance that you will be offered a home warranty. The seller may offer to purchase one on your behalf to provide peace of mind that any component of the home that fails can be fixed affordably. If not, you will likely receive numerous mail solicitations to purchase a home warranty once the sale closes. But do you have any idea what a home warranty really is and what it’s used for? A home warranty is not the same thing as homeowners insurance, nor is it a replacement for homeowners insurance. Homeowners insurance covers major perils such as fires, hail, property crimes and certain types of water damage that could affect the entire structure and/or the homeowner's personal possessions. A home warranty does not cover these perils. Rather, it covers specific components of the home.
What Is a Home Warranty?
A home warranty is a contract between a homeowner and a home warranty company that provides discounted repair and replacement services on a home's major components. Separate from your homeowner's insurance, a home warranty covers major systems and appliances in your home that malfunction or break due to normal wear and tear. A home warranty protects you from costly repairs to your:
Air conditioning and heating units
Garage door opener
Most plans have a basic component that provides all homeowners who purchase a policy with certain coverages. Homeowners can also purchase one or more optional components that provide additional coverage at additional cost. So, make sure to read what is stated in the contract to avoid future problems when the need for repair or replacement is necessary. A home warranty is not a perfect solution to the risks homeowners face. Before purchasing one, homeowners should read the fine print in the home warranty contract and carefully consider whether the warranty is likely to pay off. Home sellers who want to offer a warranty to buyers and homeowners/buyers who would feel more comfortable having a home warranty should also do careful research to find a reputable home warranty company that will actually pay for legitimate repairs when they are needed.
2-10 HomeBuyers Warranty offers you the peace of mind that only comes with the most expertise and experience in the home warranty business. For 30 years they have helped new home-buyers safeguard their single largest investment, their homes. They already have protected over 5.5 million new and pre-owned homes. 2-10 HBW has been an innovator in the home warranty business, providing comprehensive home warranty services to builders, real estate professionals and homeowners across the country. They have partnered with thousands of the nation’s finest home builders, service contractors and real estate professionals who consider their protection the industry’s gold standard. 2-10 Home Buyers Warranty has a network of more than 10,000 pre-approved, licensed and bonded contractors, eliminating the need for you to find, qualify and negotiate prices with contractors. Plus, the contractors bill 2-10 HBW directly. So you don't have to find a contractor, and better still, you don't receive a bill from one, you only pay the co-payment like you would at a doctor’s visit.
A well maintained home is on every home buyer’s checklist. So, If you are a buyer or a seller who wishes to seek reliable and experts professionals in home warranty coverages, you may visit their website at www.2-10.com, we at 2ShortSaleGuys have used 2-10 and find them to be very reliable and they will provide you excellent service. There are several other home warranty companies out there and are reputatable, we have just experienced firsthand the work of 2-10.
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