What if a veteran can't find their DD-214 in the home buying process?

By
Commercial Real Estate Agent with 602 CRE BR649708000

So you've been retained by a wonderful young couple, whose husband just got out of the military. Great.......you set up the initial meeting to go over what it is they're looking for, they tell you he was stationed at Luke AFB in Arizona and would like to live in Avondale, AZ.  The house they want is 3 bedrooms, 2 baths and has a pool and is by a great school district.  We want to spend about $300,000 can you help us Alex?

What if a veteran can't find their DD-214Ok, lovely couple lets first start by getting you pre-qualified with a VA lender we use at Semper Find My Home.  They'll need your DD-214 and some other paperwork.  Alex, I lost my DD-214 what should I do?

Not to worry!  In the future keep multiple copies everywhere. It is one of the most important documents in a veterans records he/she will ever be required to keep.  This is proof of your status, whether you retired, separated or discharged. It also displays your discharge type which affects your VA benefits.

Fortunately, you can get a replacement copy from the National Personnel Records Center or NPRC. Enclose a completed form SF-180 which you can download here and mail it off with a short attached letter stating the reason for your request, name, rank, DOB and SSN, or you can do it online located here. Remember if you retired or discharged overseas, this process may take up to a year before it becomes a part of NPRC, so keep that in mind, you may need to contact your last command.

WHAT IF A VETERAN CAN'T FIND THEIR DD-214 IN THE REAL ESTATE PROCESS?

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Comments (36)

Ed Silva
Mapleridge Realty, CT 203-206-0754 - Waterbury, CT
Central CT Real Estate Broker Serving all equally

My DD-214 is safely stored in a fire safe. It's been recorded on 4 town recording sites for my property credit

Feb 17, 2014 10:26 AM
Andrew Payne Realtor® Richmond VA Homes For Sale~804-938-5257~
Piedmont Real Estate - Richmond, VA
Richmond, VA, Real Estate, SRES®, NAR Green

Alex,

Thanks for reminding veterans about the DD-214.  As a veteran, I know it's important to have a few copies handy.

Feb 17, 2014 10:53 AM
Alex Popovic
602 CRE - Phoenix, AZ
Alex Popovic Developer, Real Estate Broker

Ed,

Thats what I like hearing, redundancy at its best.  I've done the same thing, hope you have a great year in RE

Feb 17, 2014 11:49 AM
Alex Popovic
602 CRE - Phoenix, AZ
Alex Popovic Developer, Real Estate Broker

Andrew, 

Thanks for visiting and reading my blog, you're exactly right it's always good to have them handy, I've got several from when I was activated and re-actived post 9-11

Feb 17, 2014 11:51 AM
Sharon Sanchez
Ace Home Realty - Carson, CA
Your Number "1" Source For Real Estate.

DD-214 - Very important document.  If you have to order a duplicate, How long does it take to get it?

Feb 17, 2014 12:43 PM
Renysha "Rey" Maxam
Maxam Team, RE/MAX RedZone - Harker Heights, TX
Proudly Serving Those Who Serve!

Great info Alex. Another option may be to encourage your clients to register for and use Ebenefits. Here you can gain electronic access to the same documents maintained by the National Personnel Records Center. www.ebenefits.va.gov

Feb 17, 2014 01:29 PM
Marte Cliff
Marte Cliff Copywriting - Priest River, ID
Your real estate writer

That's one document that should be kept in a safe or a safety deposit box - with additional copies in your more easily accessible files.

Feb 17, 2014 02:24 PM
Terry McCarley
Coastal Real Estate - Cape Coral FL - Cape Coral, FL
REALTOR, SRES, CDPE - Cape Coral, FL

I recently represented a buyer and sure enough we had to get a replacement DD214 - he received it in a timely fashion and closing took place on time.  I was the first time I encountered a Veteran buyer that had misplaced his DD214 so I must admit it concerned me at first.  Thanks for sharing this info - any Veteran that has lost their DD214 should get it replaced now regardless of if or when they plan to buy a home.  My buyers situation could have been bad if the government was shut down.

Feb 17, 2014 09:59 PM
Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi
NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656 - New Lenox, IL
708.921.6331 - 40+ yrs experience

Chicagoland (Southland) was delivered about another 6 inches of snow yesterday.  Now we're expecting flash floods, as it's warming up to the mid-40's by tomorrow.  Never a dull moment ...

Gene

Feb 17, 2014 10:17 PM
Alex Popovic
602 CRE - Phoenix, AZ
Alex Popovic Developer, Real Estate Broker

Sharon,

You can get them fairly quickly now, by doing it online, it generally takes several weeks.  Just depends on the government etc.

Feb 17, 2014 10:58 PM
Andrea Curtis United Country Premier Properties Certified Military Relocation Professional
United CountryPremier Properties - Harker Heights, TX
U C INTERNATIONAL DIRECTOR OF MILITARY PROPERTIES

I am going to go with what Rey #22 said.  Also if they have a lender who does a lot of VA loans they can guide them.  I am a big proponent of local lenders.   I don't think I have had a buyer who has lost theirs or if I did it was so long ago they were able to drive to Waco and get it from the VA office there before they shut all of that down 15+ years ago. 

Feb 17, 2014 10:58 PM
Alex Popovic
602 CRE - Phoenix, AZ
Alex Popovic Developer, Real Estate Broker

"Rey"

You're exactly right, it's a great tool to go and get anything we need as a vet.  Thanks for visiting my blog

Feb 17, 2014 10:58 PM
Alex Popovic
602 CRE - Phoenix, AZ
Alex Popovic Developer, Real Estate Broker

Terry,

I'm glad you got it worked out, imagine if you had missed COE, hope it doesn't happen in the future.

Feb 17, 2014 10:59 PM
Alex Popovic
602 CRE - Phoenix, AZ
Alex Popovic Developer, Real Estate Broker

Gene,

I have no idea how you guys do it up there.  It was 82 here yesterday and 55 last night. I worked till midnight with all my windows and doors open

Feb 17, 2014 11:00 PM
Alex Popovic
602 CRE - Phoenix, AZ
Alex Popovic Developer, Real Estate Broker

Andrea,

I couldn't agree with you more, some realtors however, just don't know what to do if their client says I don't have my DD-214 and the lenders asking for it.

Feb 17, 2014 11:01 PM
Gene Riemenschneider
Home Point Real Estate - Brentwood, CA
Turning Houses into Homes

Great post.  A VA Loan is a great tool for Vets wanting a home, knowing how to over come obstacles for them is out job.

Feb 18, 2014 02:50 AM
MaryBeth Mills Muldowney
TradeWinds Realty Group LLC - Braintree, MA
Massachusetts Broker Owner

This is excellent information, I find many more young families using the VA Loan program to purchase their homes.  Thank you.

Feb 18, 2014 03:56 AM
Alex Popovic
602 CRE - Phoenix, AZ
Alex Popovic Developer, Real Estate Broker

Gene,

Thanks for reading and commenting on my blog.  You are correct, it is our job to be as knowledgeable as possible in all facets of real estate.

Feb 18, 2014 04:01 AM
Alex Popovic
602 CRE - Phoenix, AZ
Alex Popovic Developer, Real Estate Broker

Mary Beth,

As so many veterans return home, or re assimilate into society we'll see more and more use of VA benefits, particularly when purchasing homes.  Knowledge is power and turns into loyal clients

Feb 18, 2014 04:02 AM
Wayne B. Pruner
Oregon First - Tigard, OR
Tigard Oregon Homes for Sale, Realtor, GRI

Mine is stashed away somewhere. You have prompted me to go look for it. Thanks.

Sep 27, 2014 12:34 PM

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