As a veteran do I have to take a fixed rate VA loan?

Real Estate Agent with Semper Find My Home SA649708000

I received a call the other night while working late from a veteran friend of mine.  Alex, I've found the house I want, what loan should I get?  Kind of a loaded question right?  And I'm a Realtor®, friend and businessman, but I'm definitely not a lender.  OK John lets work this one out together.

As a veteran do I have to take a fixed VA loanI told him to sit down with a pad and paper and we were going to do a pro's and con's based on several criteria we determined were important to him.  At first he wanted an Adjustable Rate Mortgage, which is fine, but when it was all said and done we decided, together, a VA jumbo loan was the way to go.  He just got approved for a $700,000 VA loan and is in the process of buying his first home.

Veterans, remember to shop around for the right loan for you, be it conventional, Adjustable Rate, Jumbo or whatever works best for you and your family.  Don't be eager to take the first offer, or first recommended loan, ask questions and work with both your Realtor and lender, if they're good and have your interests, they will work together very effectively and work for you.  Remember the VA is in the business of loan guarantee and not loan recommendation.  At Semper Find My Home, we work with lenders who employee veterans and personally work with underwriters who specialize in VA loans.  Check us out on Facebook or follow us on Twitter.

Alex Popovic was a Scout/Sniper in a USMC Force Reconnaissance Co., you'll get the same laser like focus and accuracy during your entire real estate experience.

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This Active Rain post is by Alex Popovic, for all your real estate needs please call 602-290-4266.

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Alex Popovic Real Estate Agent Phoenix, AZ (602) 290-4266

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ReadySetLoan Condo Approval Team
ReadySetLoan Condo Team LLC - South Windsor, CT
The FHA/VA Condo Project Approval Specialists

Alex, you are as knowledgeable as any Realtor I know about VA loans.  You did great by your friend to do the pro/con list.  The VA loan program is the best out there.

Feb 24, 2014 11:08 PM #1
Alex Popovic MRP
Semper Find My Home - Phoenix, AZ


Thank you, being a vet, I hold it near and dear to my heart working with my fellow veterans in getting them the best deals out there and the home of their dreams.

Feb 24, 2014 11:09 PM #2
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Alex Popovic MRP

Alex, Phoenix is huge can you help us find a place
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