I Never Thought I Could Live in that Neighborhood.
What I love about being a real estate agent is that I can help make dreams come true. This is the story of a lady that had her sights on a neighborhood for over 20 years but never thought she could actually live there.
This sweet lady had just retired the year before. She lived in a small, very cute house in a neighborhood of a lot of other small, cute houses. It was all she needed by her own admission. She felt a little guilty even thinking about moving. Maybe she shouldn't and ought to be content with what she had.
But she had a dream, a dream to live in another neighborhood, a particular neighborhood in a larger brick home with more rooms, bigger rooms and large shade trees that would allow cool breezes to flow through the house. She asked if I could help her make the move. Not only was she afraid of her age not letting her get a loan but she had limited income with her Social Security, a small pension and income from a part-time job at an area restaurant.
Based on the numbers she gave me it ought to work. She would of course have to sell her current home and use the equity as a downpayment. She had no debt. She was a very smart and careful lady and had saved a few thousand dollars that was banked. I wanted to help her so badly. It was the principle. She wanted it and could afford it and should be able to have it. People ought to be able to live wherever they want as long as they can afford it, in whatever neighborhood they choose.
I was able to work out the details on the other house and the seller was willing to take a contingency contract. We hurried and got her house on the market and it sold in less than 30 days. The loan took a little longer than I thought it should and she keep asking me, Are they going to let me have my house?
She was still concerned about her age and the fact that she was a single woman without a full-time job. I assured her that the lender was in the business to lend money and she was going to qualify just fine. The longer it took, even I started to get a little nervous but I never let it show.
When the final approval came in and she was thrilled. The closing went through without a hitch and the moving started. She was so happy that her dream had come true. She kept saying, I never thought I could live in that neighborhood.
I got to see her enjoy her house for over 20 years. She cared for it, decorated it and kept it so clean. She was proud to have people come visit and I was pleased I could be a part of making her dream come true. But what made it even more special was that I was able to do all this for my sweet mother-in-law, Sarah. Love was definitely in the air.