VA Mortgage Loans in Bay Point California | Contra Costa County

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Mortgage and Lending with EstaR Mortgage NMLS #241125

VA Mortgage Loans in Bay Point California and 100% financing on VA Loans - the best loan program and loan payment in the country! VA Mortgage Loans are one of the best mortgage loan programs available today for both honorably discharged Vets and active duty military personnel. Here are some of the highlights of this incredible program: - Zero Down Payment, 100% financing. - No monthly mortgage insurance. - Easier credit qualifying compared to other types of mortgage loans. - VA Mortgage Rates are low compared to other types of home loans.

 

Here's how to qualify for a VA Mortgage Loan in Bay Point California:

You must first verify your eligibility. Eligibility is verified by ordering your Certificate of Eligibility or COE. You can work with an approved Bay Point California VA mortgage loan lender to order your COE quickly, or you can contact the VA to obtain a copy. Honorably discharged Vets will need their DD214. The next step is to obtain pre-approval with an experienced Bay Point California VA lender. It is very important that you contact a lender who knows the VA Mortgage Loan program and all of the important differences compared to other mortgage programs. Call us now for more information.

The pre-approval will involve a credit check and basic supporting documentation like paystubs and bank statements. Although there is no down payment required for VA Mortgage loans, it's important not to forget that there are VA closing costs involved in every transaction. You should be prepared for all of this by your lender, but nonetheless, don't confuse no down payment with meaning nothing is due at closing! There are ways to finance the closing costs if you don't have money available for this, and your lender can help you with these options. You can find out more about your VA Home Loan benefits by visiting the Bay Point California VA Office Website or in person.

It is very important that you work with a local lender who understands the unique aspects of VA Mortgage Loans. Our specialty for over 12 years have been VA Mortgage Loans in Bay Point California and 100% VA Mortgage Loans and would be happy to answer any questions you may have. It doesn't cost a penny to call! Call The Chris Freck Team  at 510-463-1003, thechrisfreckteam@icitymortgage.com, or visit our va website at http://thechrisfreckteam.com/va-loans-landing-page/

 

 

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