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VA Mortgage Loans in Richmond California | Contra Costa County

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Mortgage and Lending with EstaR Mortgage NMLS #241125

 VA Mortgage Loans in Richmond California and 100% VA Loans - the best loan program in the country! VA Mortgage Loans are one of the best mortgage loan programs available today for active duty and honorably discharged Veterans. Here are some of the highlights of this incredible program: - Up to 100% financing, with no down required. - No monthly mortgage insurance. - Compared to other types of mortgage loans, easier credit-qualifying requirements. - Low fixed mortgage rates result in a low monthly payment.

 

Here's how to qualify for a VA Mortgage Loan in Richmond California:

First of all, you must verify your eligibility. Eligibility is verified by ordering your Certificate of Eligibility or COE. You can work with an approved Richmond California VA mortgage loan lender to order your COE quickly, or you can contact the VA to obtain a copy. You will need your DD214 if you are discharged. The next step is to get pre-approved with an experienced VA lender. It is essential that you contact a lender who knows the VA Mortgage Loan program and all of the differences compared to other loan programs. Call us now for more information.

To get pre-approved your credit will be checked and basic supporting documentation like bank statements and W2s are required. Although there is no down payment required for VA Mortgage loans, it's important not to forget that there are VA closing costs involved in every transaction. Your lender should prepare you for this, but nonetheless, don't confuse no down payment with meaning nothing is due at closing! There are ways to finance the closing costs if you don't have money available for closing. Your lender can help you with these options. Visit the Richmond California VA Office Website to learn more about your VA Loan benefits.

It is essential that you work with a local VA lender who understands all of the different aspects of VA Mortgage Loans. We have specialized in 100% VA Mortgage Loans and VA Mortgage Loans in Richmond California for over 12 years and would be honored to answer any questions you may have. It doesn't cost a penny to call! Call The Chris Freck Team  at 510-463-1003, thechrisfreckteam@icitymortgage.com, or visit our va website at http://thechrisfreckteam.com/va-loans-landing-page/

 

 

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