VA Mortgage Loans in Point Richmond California | Contra Costa County

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Mortgage and Lending with EstaR Mortgage NMLS #241125

VA Mortgage Loans in Point Richmond California and 100% Contra Costa County VA Loans - the best loan program in California! VA Mortgage Loans are one of the best mortgage loan programs available today for both honorably discharged Vets and active duty military personnel. Here are some of the highlights of this incredible program: - Zero Down Payment, 100% financing. - No monthly mortgage insurance added to your payment. - More lenient credit qualifying standards than other types of mortgage loans. - Low rates compared to other loan programs.

Here's how to qualify for a VA Mortgage Loan in Point Richmond California:

You must first verify your eligibility. This is done by ordering your Certificate of Eligibility or COE. A Point Richmond California VA loan lender can order your COE quickly for you, or you can go directly to the VA to obtain a copy. Honorably discharged Vets will need their DD214. Next, you must get pre-approved with an experienced VA lender. It is essential that you contact a lender who knows the VA Mortgage Loan program and all of the differences compared to other loan programs. Call is now for more information.

The pre-approval involves a credit check and supporting documentation such as paystubs and bank statements. Even with no down payment required for VA Mortgage loans, it's important to know that there are VA closing costs involved in every transaction, which means there may be money due at closing. Don't confuse no down payment loans with meaning nothing is due at closing! Your VA lender should prepare you for how much is due at closing. Your lender can help you with ways to finance the closing costs if you don't have money available for closing. Visit the Point Richmond California VA Office Website to learn more about your VA Loan benefits.

It is essential that you work with a local VA lender who understands all of the different aspects of VA Mortgage Loans. We have specialized in 100% VA Mortgage Loans and VA Mortgage Loans in Point Richmond California for over 12 years and would be honored to answer any questions you may have. It doesn't cost a penny to call! Call The Chris Freck Team  at 510-463-1003, thechrisfreckteam@icitymortgage.com, or visit our va website http://thechrisfreckteam.com/va-loans-landing-page/.

 

 

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