Murrieta VA Loans and FHA Home Mortgage Loan info for 2014

Mortgage and Lending with VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender NMLS 220268 / 3035

Murrieta VA Loans and FHA Home Mortgage Loan info for 2015 - California VA Lender & FHA Lender  

VanDyk Mortgage is your source for VA Loans and FHA Loans in Murrieta.  We have been making FHA, VA, Conforming, and Jumbo loans since 1987.   VanDyk Mortgage is a Direct Lender.   We offer many loan programs for Murrieta Homebuyers and Murrieta Homeowners to Purchase and Refinance homes.

  • FHA & FHA Jumbo (aka High Balance)
  • VA & VA Jumbo (aka High Balance)
  • Conforming & Conforming Jumbo (aka High Balance or Super Conforming)
  • Jumbo Loans to $3m

Murrieta FHA Loans are available up to $355,350 with just 3.5% down payment.  The FHA 2015 Loan Limit for Murrieta is $355,500.  

Murrieta  VA Loans are available up to $417,000 with zero down payment. The Murrieta VA Loan Limit for 2015 is $417,000.  However, Veterans are not limited to the Riverside county Loan limit of $417,000 for VA Loans.   We also offer VA Jumbo Loans up to $1.5 Million with the appropriate down payment or equity to reach the VA Guarantee requirements of 25%.   Here is one of our posts on how you can get a VanDyk Mortgage VA Loan over your county limit.

Murrieta Conforming Loans are available up to $417,000.  We offer conventional loans with as little as 5% down in Murrieta and throughout Riverside County.

Murrieta Home Loan information 

FHA Home loans for Murrieta, California:

  • FHA Home Loans require just 3.5% down payment
  • FHA Loans up to $355,500 (aka FHA High Balance)
  • The $355,500 is the max base loan amount - the Murrieta FHA Loan Limit of $355,500 does not have to include the UFMIP (FHA's Upfront Mortgage Insurance Premium, which is usually financed into your loan amount)
  • The Seller can pay up to 6% of your closing and settlement costs.
  • Minimum score for most FHA Home Loans is just 620, even on FHA High balance or FHA Jumbo.
  • You can receive a gift of funds for your Downpayment and closing costs from Family
  • FHA Approved Condominium eligible for FHA Purchase Loans and FHA Refinance Loans
  • FHA Loans allow non-occupying co-borrowers such as parents and siblings.
  • FHA Loans available to purchase a 2-4 Unit Home where you occupy 1 unit

VA Home Loans for Murrieta, California:

  • Active Duty Military and Veterans can both qualify
  • 100% financing up to $417,000
  • A $517k Murrieta Home Purchase would only require $25,000 downpayment (4.84%) - not including the VA Funding Fee
  • VA Loans require no Mortgage Insurance
  • VA Loans do require a VAFF (VA Funding Fee), which is usually financed
  • Veterans with a 10% or higher VA disability pay no VA Funding fee
  • Sellers can pay up to 4% of the VA Buyers closing costs
  • VA Loans are available to purchase or refinance Murrieta Condominiums.  Here is more information on VA Condo Loans 
  • VA Loans available to purchase 2-4 Unit Homes where the Veteran occupies 1 unit.

 Conforming Home Loans for Murrieta, California:


  • Murrieta Conforming loans available up to $417,000
  • Just 3% downpayment required up to $417K
  • Now available - entire 5% down can come from eligible Gift Funds!
  • Now available – NO Monthly PMI Loans up to $417K with 5% down payment
  • Allow for condominiums, Second Homes, and investment properties
  • Call for details on Fico score requirements, downpayment requirements, etc


We offer Jumbo Conventional Loans up to $3m - call for details.   VanDyk Mortgage has been making FHA loans since 1987. We are a HUD recognized Full Eagle FHA DE underwriter and FHA Direct Lender. We are also a VA Lender and VA Jumbo Lender.



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Brian Skaar

VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
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