Marina Del Rey VA Loans and FHA Home Mortgage Loan info for 2015

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Mortgage and Lending with VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender NMLS 220268 / 3035

Marina Del Rey VA Loans and FHA Home Mortgage Loan info for 2015 - California VA Lender & FHA Lender  

VanDyk Mortgage is your source for VA Loans and FHA Loans in Marina Del Rey.  We have been making FHA, VA, Conforming, and Jumbo loans since 1987.   VanDyk Mortgage is a Direct Lender.   We offer many loan programs for Marina Del Rey Homebuyers and Marina Del Rey Homeowners to Purchase and Refinance homes.

  • FHA & FHA Jumbo (aka High Balance)
  • VA & VA Jumbo (aka High Balance)
  • Conforming & Conforming Jumbo (aka High Balance or Super Conforming)
  • Jumbo Loans to $3m

Marina Del Rey FHA Loans are available up to $625,500 with just 3.5% down payment.  The FHA 2015 Loan Limit for Marina Del Rey is $625,500.  Marina Del Rey FHA Loans that are over $417K up to $625,500 are called FHA Jumbo or FHA High Balance loans.

Marina Del Rey VA Loans are available up to $625,500 with zero down payment. The Marina Del Rey VA Loan Limit for 2015 is $625,500.  However, Veterans are not limited to the Marina Del Rey Loan limit of $625,500 for VA Loans.   We also offer VA Jumbo Loans up to $1.5 Million with the appropriate down-payment or equity to reach the VA Guarantee requirements of 25%.   Here is one of our posts on how you can get a VanDyk Mortgage VA Loan over your county limit.

Marina Del Rey Conforming Loans are available up to $625,500. The Marina Del Rey Conforming Jumbo Loans (aka Conforming High Balance, those over $417,000 and up to $625,500) require a minimum of 10% down-payment or equity.

 Marina Del Rey Home Loan information 

FHA Home loans for Marina Del Rey, California:

  • FHA Home Loans require just 3.5% down-payment
  • FHA Jumbo Loans up to $625,500 (aka FHA High Balance)
  • The $625,500 is the base loan amount - the Marina Del Rey FHA Loan Limit of $625,500 does not have to include the UFMIP (FHA's Upfront Mortgage Insurance Premium, which is usually financed into your loan amount)
  • The Seller can pay up to 6% of your closing and settlement costs.
  • Minimum score for most FHA Home Loans is just 620, even on FHA High balance or FHA Jumbo.
  • You can receive a gift of funds for your Down-payment and closing costs from Family
  • FHA Approved Condominiums are eligible for FHA purchase loans and FHA refinance loans
  • FHA Loans allow non-occupying co-borrowers such as parents and siblings.

VA Home Loans for Marina Del Rey, California:

  • Active Duty Military and Veterans can both qualify
  • 100% financing up to $625,500
  • A $925,500 Marina Del Rey Home Purchase would only require $75,000 down-payment  - 8.104%
  • Our VA Loans are available up to $1.5M with down payment of 25% of the amount over the VA Loan limit ($625,500 for LA – 2015)
  • VA Loans require no Mortgage Insurance
  • VA Loans do require a VAFF (VA Funding Fee), which is usually financed
  • Veterans with a 10% or higher VA disability pay no VA Funding fee
  • Sellers can pay up to 4% of the VA Buyers closing costs
  • VA Loans are available to purchase or refinance Condominiums.  Here is more information on VA Condo Loans for Marina Del Rey
  • VA Jumbo Loans available for Condo Purchase and Refinance also!
  • VA IRRRL Streamlines available for Non-owner and Investment homes
  • We do not limit VA Jumbo IRRRL Streamlines to the Marina Del Rey County VA Loan Limit

Conforming Home Loans for Marina Del Rey, California:

  • Now available – NO Monthly PMI Loans up to $417K with 5% down-payment
  • Marina Del Rey Conforming loans available up to $417,000
  • Just 3% down-payment required up to $417K
  • The entire 5% down payment can come from gift funds with VanDyk
  • Conforming Jumbo Loans available up to $625,500 - AKA Conforming High Balance
  • Conforming Jumbo Loans over $417K require a minimum of 10% down-payment or up to 90% LTV
  • Allow for condominiums, Second Homes, and investment properties
  • Call for details on Fico score requirements, down-payment requirements, etc

We offer Jumbo Conventional Loans up to $3m - call for details.   VanDyk Mortgage has been making FHA loans since 1987. We are a HUD recognized Full Eagle FHA DE underwriter and FHA Direct Lender. We are also a VA Lender and VA Jumbo Lender.

 

 

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Brian Skaar

VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
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