USDA Services in Artois California | Glenn County

Mortgage and Lending with EstaR Mortgage NMLS #241125



Rural Housing Home Buyer Assistance


Ready to Own Your Own Home?

Low to Moderate Income Household?

Live in a Rural Area?

Rural Development May Be Able to Help


USDA Rural Housing Loans

♦♦     No Down Payment Required

♦♦     No Pre-determined Purchase Price Limits* 

♦♦     Not Limited to First Time Home Buyers

♦♦     Flexible Credit and Qualifying Ratios

♦♦     30 Year Fixed Term

♦♦     No Cash Reserve Requirements

♦♦     All Appraiser-Required Repairs and Closing Costs Can Be Financed Based Upon the

Appraised Value Above the Purchase Price

♦♦     Loans May be Obtained for Appraised Value plus Guarantee Fee

♦♦     Eligible Gift, Grant, Mortgage Credit Certificate (MCC), Buydown Allowed

♦♦     Single Family Residence, Condos & Planned Unit Developments (PUDs)

Eligibility Requirements

♦♦     640 Minimum FICO

♦♦     Occupy the Property as Primary Residence

♦♦     Must Have a Reasonable Credit History

♦♦     Residential Property Must be Located in a Rural Development Eligible Area

Go to, use the link “Single Family Housing” under “Property Eligibility” 
♦♦ Household Income Must Meet Rural Development Guidelines

Go to, use the link “Single Family Housing” under “Income Eligibility” 
Let us guide you through the USDA Rural Housing process.  Call Today! 


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