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When rents are as high as mortgage payments

By
Real Estate Broker/Owner CA#01772851 HI#RB21268

In Carmel-by-the-Sea here on the Monterey Peninsula, rents for a single family home are very high. For a house that is not in very good condition or location but still in or within walking distance of the city, rents for long term leases start at $2,500/month to about $3,500. One in a good location, well, that costs more, much more. Many of our homes are second homes and only available as vacation rentals. 

SO YOU CAN CONSIDER YOURSELF LUCKY TO FIND A 'REASONABLE' RENTAL.

Competition for these long term rentals is fierce. The moment one hits Craigslist, the agents get a dozen or more inquiries immediately. And if you try to get it, you better be ready with excellent credit scores. 

FOR THAT KIND OF MONEY & CREDIT SCORES, WOULDN'T YOU WANT TO LOOK AT PURCHASING?

There are so many different kinds of loans out there today, some of them with relatively little down, why not talk to a loan specialist and find out what you can qualify for.

Think you will have problems with the down payment? Well, you have to pay a security deposit and what not to get into a rental, and that can be applied to the down payment. And possibly ask the seller to pay closing costs. 

CALL ME AND LET ME HELP YOU TO CONNECT TO PROFESSIONALS WHO CAN HELP YOU GET INTO YOUR OWN HOUSE.

 

 

Posted by

Hella Rothwell at Carmel Beach during Concours WeekCarmel-by-the-Sea Beach and Pebble Beach Golf Course California

Whether buying or selling oceanfront, oceanview, commercial or any type of real estate in Carmel, Pebble Beach, Pacific Grove, Monterey, Carmel Valley and Big Sur, I can help you. Call me and let's meet in my Carmel-by-the-Sea office in Su Vecino Court on Dolores between 5th & 6th.

Or we can just chat on the phone to discuss your real estate needs.

Are you out of the area? No problem, I often never even meet my clients. The whole transaction is handled long distance.

As an independent real estate broker licensed in California and Hawaii, I can represent you with residential real estate, commercial properties & investment opportunities.

For more information

www.HellaRothwell.com & www.RothwellRealty.com

& www.HellaHawaii.com

Member: National Association of REALTORS, California Association of REALTORS, Hawaii Association of REALTORS, Del Norte Association of REALTORS, Honolulu Board of REALTORS. Also MLS Listings in California.

 ________________________________________________________________

Hella Mitschke Rothwell (R)

Real Estate Broker/Owner/Realtor®
Licensed in California #01772851 & Hawaii #RB-21268

Tel. 831-626-4000 

Fax 1-877-822-9332

ROTHWELL REALTY INC.: Su Vecino Court, Lincoln & Dolores between 5th & 6th, Carmel-by-the-Sea, CA 93921

 

MAILING: P.O. Box 4554, Carmel-by-the-Sea, CA 93921

 
Email: HellaRothwell@gmail.com


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Disclaimer: Hella Rothwell does not guarantee nor is in any way responsible for the accuracy of the information provided herein, and provides said information without warranties of any kind, either expressed or implied.

Comments(4)

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John Meussner
Catalyst Mortgage - Fair Oaks, CA
#MortgageMadeEasy Fair Oaks, CA 484-680-4852

Great post, Hella.  Many renters still have no idea how easy it is to purchase a home, and how affordable it really can be.

Apr 23, 2014 05:31 AM
Florida Tolbert Team Keller Williams Advantage
Keller Williams Advantage III Realty in Lake Nona - Orlando, FL
Keller Williams Land Luxury Division Specialist

we are certainly seeing this again here in Port St Lucie FL also. We are able to convert renters to buyers as it is lower payments for them. 

Apr 23, 2014 01:42 PM
Debbie Reynolds, C21 Platinum Properties
Platinum Properties- (931)771-9070 - Clarksville, TN
The Dedicated Clarksville TN Realtor-(931)320-6730

I would raather buy every time than spend money on rent. I have seen tenants pay really high rents and they seem okay with it. I just don't feel the same way.

Apr 24, 2014 12:33 PM
Hella M. Rothwell, Broker/Realtor®
Carmel by the Sea, CA
Rothwell Realty Inc. CA#01968433 Carmel-by-the-Sea

John: At least try. And if you have done so in the past and couldn't get it done, conditions change and maybe now you can.

Kevin: We are in a big rental home drought here, I hear it over and over. So why wouldn't you try to buy?

Debbie: I've seen that too, and by the time they try to buy, interest rates have gone up as well as the home prices. 

Apr 25, 2014 01:24 AM