VA Mortgage Loans in Richmond CA and 100% financing on VA Loans - the best loan program and loan payment in the country! Designed for both active duty military and honorable discharged Veterans, VA Mortgage Loans are one of the best mortgage loan programs available today. Here are some of the great features of this fantastic program: - 100% financing, no down payment required. - Monthly mortgage insurance is not tacked on to your payment. - Easier credit qualifying compared to other types of mortgage loans. - VA Mortgage Rates are low compared to other types of home loans.
Here's how to qualify for a VA Mortgage Loan in Richmond CA:
You must first verify your eligibility. Eligibility is verified by ordering your Certificate of Eligibility or COE. A Richmond CA VA loan lender can order your COE quickly for you, or you can go directly to the VA to obtain a copy. Honorably discharged Vets will need their DD214. Next, you must get pre-approved with an experienced VA lender. It is essential that you contact a lender who knows the VA Mortgage Loan program and all of the differences compared to other loan programs. Give us a call now.
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The pre-approval will involve a credit check and basic supporting documentation like paystubs and bank statements. Although there is no down payment required for VA Mortgage loans, it's important not to forget that there are VA closing costs involved in every transaction. You should be prepared for all of this by your lender, but nonetheless, don't confuse no down payment with meaning nothing is due at closing! There are ways to finance the closing costs if you don't have money available for this, and your lender can help you with these options. Learn more about your VA Home Loan benefits by visiting our Alameda office located at 1416 Park Ave. Alameda, California.
It is critical that you work with a local lender who understands the unique aspects of VA Mortgage Loans. We have specialized in VA Mortgage Loans in Richmond CA and 100% VA Mortgage Loans for over 12 years and would be happy to answer any questions you may have. It doesn't cost a penny to call! Call The Chris Freck Team at 510-463-1003,firstname.lastname@example.org, or visit our va website at http://thechrisfreckteam.com/va-loans-landing-page/