Current Iowa Finance Authority (IFA) Interest Rates
(As of Thursday May 1, 2014):
"Call Paul" @ (563) 508-1649 for Details
IOWA FINANCE AUTHORITY RATE WATCH:
The Iowa Finance Authority's interest rates as of
Thursday May 1, 2014 at 2:00 P.M. are below.
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IOWA FINANCE AUTHORITY RATE CHANGE
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The Iowa Finance Authority's interest rates as of Thursday, May 1, 2014 at 2:00 p.m. are below.
Get rates online any time, and view the printable version at:
IowaFinanceAuthority.gov/Rates. Mortgage rate lock-in period is 60 days. In the event reservation period expires, the loan may be relocked within ten days of scheduled closing at higher of original or current rate and fees, as applicable.
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FirstHome
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Government Loan (FHA/VA/RD)
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HFA Preferred®
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Rate
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3.75%
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4.375%
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Origination Fee
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Up to 1%
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Up to 1%
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Discount Point
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0
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0
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SMF**
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None
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0.25%
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FirstHome Plus
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Government Loan (FHA/VA/RD)
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HFA Preferred®
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Rate
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4.25%
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4.75%
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Origination Fee
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Up to 1%
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Up to 1%
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Discount Point
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0
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0
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SMF**
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None
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0.25%
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Homes for Iowans
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Government Loan (FHA/VA/RD)
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HFA Preferred®
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Rate
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3.75%
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4.375%
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Origination Fee
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Up to 1%
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Up to 1%
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Discount Point
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0
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0
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SMF**
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None
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0.25%
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Homes for Iowans Plus
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Government Loan (FHA/VA/RD)
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HFA Preferred ®
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Rate
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4.25%
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4.75%
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Origination Fee
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Up to 1%
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Up to 1%
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Discount Point
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0
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0
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SMF**
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None
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0.25%
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- All loans subject to minimum 640 credit score (except where no credit score, non-traditional credit documentation allowed.) *Note: This is a minimum requirement; a higher score may be required in some circumstances. Follow agency guidelines for loan type or type of housing (e.g. manufactured housing).
- **Secondary Market fee (conventional loans) is a one-time fee that includes only adverse market fees. There are no loan level price adjustments with the HFA Preferred product.
- Manufactured housing restricted to government mortgages.
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"Call Paul" @ (563) 508-1649 for Details
No-Cost, NO Obligation Home Loan Pre-Approval Help for all types of Loans.
Please feel free to give me a call me ANYTIME @ (563) 508-1649
For answers to any/all of your Real Estate questions!!
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