USDA Loans in Kirkwood California | Alpine County

Mortgage and Lending with EstaR Mortgage NMLS #241125

Rural Housing Home Buyer Assistance

Ready to Own Your Own Home?

Low - Moderate Income Household?

Live in a Rural Area?

Rural Development May Be Able to Help

Check out this special video

USDA Rural Housing Loans

♦♦     No Down Payment Required

♦♦     No Pre-determined Purchase Price Limits* 

♦♦     Not Limited to First Time Home Buyers

♦♦     Flexible Credit and Qualifying Ratios

♦♦     30 Year Fixed Term

♦♦     No Cash Reserve Requirements

♦♦     All Appraiser-Required Repairs and Closing Costs Can Be Financed Based Upon the

Appraised Value Above the Purchase Price

♦♦     Loans May be Obtained for Appraised Value plus Guarantee Fee

♦♦     Eligible Gift, Grant, Mortgage Credit Certificate (MCC), Buydown Allowed

♦♦     Single Family Residence, Condos & Planned Unit Developments (PUDs)

Eligibility Requirements

♦♦     640 Minimum FICO

♦♦     Occupy the Property as Primary Residence

♦♦     Must Have a Reasonable Credit History

♦♦     Residential Property Must be Located in a Rural Development Eligible Area

Go to, use the link “Single Family Housing” under “Property Eligibility” 
♦♦ Household Income Must Meet Rural Development Guidelines

Go to, use the link “Single Family Housing” under “Income Eligibility” 
Let us guide you through the USDA Rural Housing process.  Call Today! 


View Chris Freck, MBA, CMPS (9,000+), NMLS# 241125's LinkedIn profileView Chris Freck, MBA, CMPS (9,000+), NMLS# 241125's profile

Comments (3)

Les & Sarah Oswald
Realty One Group - Eastvale, CA
Broker, Realtor and Investor

Great loan program. Thanks for the video.

May 05, 2014 04:31 AM
Pat Champion
John Roberts Realty - Eustis, FL
Call the "CHAMPION" for all your real estate needs

The USDA loan program is a great program for home buyer's to utilize I've had customer's use it with great success. Thanks for the information.

May 05, 2014 05:28 AM
Chris Freck
EstaR Mortgage - Alameda, CA
EstaR Mortgage, A Bilingual Brokerage

Thank you Pat. Always happy to help!

May 05, 2014 05:34 AM