VA Mortgage Loans in El Sobrante California and 100% VA Loans - the best loan program in the country! Designed for both active duty military and honorable discharged Veterans, VA Mortgage Loans are one of the best mortgage loan programs available today. Here are some of the main features of this great program: - Zero Down Payment, 100% financing. - Monthly mortgage insurance is not tacked on to your payment. - Compared to other types of mortgage loans, easier credit-qualifying requirements. - Low fixed mortgage rates result in a low monthly payment.
So how do you qualify for a VA Mortgage Loan in El Sobrante California?
You must first verify your eligibility. Eligibility is verified by ordering your Certificate of Eligibility or COE. You can work with an approved El Sobrante California VA mortgage loan lender to order your COE quickly, or you can contact the VA to obtain a copy. Honorably discharged Vets will need their DD214. Next, you must get pre-approved with an experienced VA lender. It is critical that you contact a lender who knows the VA Mortgage Loan program and all of the important differences compared to other loan programs. Give us a call now.
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The pre-approval will involve a credit check and basic supporting documentation like paystubs and bank statements. Even with no down payment required for VA Mortgage loans, it's important to know that there are VA closing costs involved in every transaction, which means there may be money due at closing. You should be prepared for all of this by your lender, but nonetheless, don't confuse no down payment with meaning nothing is due at closing! There are ways to finance the closing costs if you don't have money available for this, and your lender can help you with these options. Learn more about your VA Home Loan benefits by visiting our Alameda office located at 1416 Park Ave. Alameda, California.
It is critical that you work with a local lender who understands the unique aspects of VA Mortgage Loans. We have specialized in VA Mortgage Loans in El Sobrante California and 100% VA Mortgage Loans for over 12 years and would be happy to answer any questions you may have. It doesn't cost a penny to call! Call The Chris Freck Team at 510-463-1003,thechrisfreckteam@icitymortgage.com, or visit our va website at http://thechrisfreckteam.com/va-loans-landing-page/
View Chris Freck, MBA, CMPS (9,000+), NMLS# 241125's profile
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