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Are We There Yet (The Bottom of the Market)?

By
Mortgage and Lending with Jacob Dean Mortgage

Just a brief recap of the (very) local market.  Of the 14 homes listed for sale in my development, all but 2 have the infamous "3rd party/ (lender) senior management approval required" blurb on the MLS listing. The bad news, 4 home sold at foreclosure auction at the convention center last weekend. The two closest to my house went for $230,000 or roughly 60% of their purchase price 2 - 2 1/2 years ago at the TOP of the market. One owner relocated, purchased another home in Texas and tried to rent/sell for 6 months before the house finally went to foreclosure. On the brighter side, there was an actual sale 2 homes west of the foreclosure property and I should know within the next couple of days what the sales price was. I know the last listing price was in the mid $300's and this house was purchased 12 December 2004 for $366,000. The highest sales price I have seen in this development was $424,000 in June 2005, but this home has been vacant/listed for 10 months now and I fear that it will go to foreclosure soon.   

 

Today's update. One of the 230k bids was rejected by the lender and is back on the market listed at $259,900. Not bad considering that the tax assessment for '07 was $371,400.

These are the assessment for the prior years:

2006 $409,900

2005 $312,900

2004 $239,200

2003 $202700

2002 $184,600

 Hmmm, I wonder why the markets are "correcting".

 

Maria Holland
RE/Max Homes & Estates, ABR,GRI, CDPE, SFR - Nashville, TN
Realtor, ABR, GRI, CDPE, SFR
personally, I think we are starting back up the ladder.  The bottom definitely seems to have hit.
Mar 26, 2008 10:47 AM