If you are in your retirement years and you are tired of chasing your rent, making repairs, screaning new tenants, and all the stress related to property management? Maybe it's time to think about selling and becoming the banker. Yesterday, I was asked this very question by a client in her late 60's and my answer was to SELL! Sell! with owner financing, keep the income and let someone else have the headaches. In many cases, you may have a tenant that will be willing to buy the property. Look for a minimum of 10% down, an interest rate of about 7% apr, and a 10, 15, or 20 year term with a pre-payment penalty. Not always the best choice for properties in areas with high growth potential but worth looking at. The principal and interest combines for a pretty good return.