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Looking For A Home In Neptune Beach, FL With FHA Financing?

Real Estate Agent with Berkshire Hathaway Home Services Florida Network Realty BK 3030920




If you are a buyer, looking to purchase with an FHA loan, there are a few things you may want to be aware of, especially if you are looking in Neptune Beach, FL.

As a long time Beaches resident, and a full time Realtor, I monitor our activity multiple times daily. I look at the new homes on the market every day to send to my buyers. I look at what went under contract, what's sold, what's back on the market.  Every single day.

If you are using FHA financing, you may not be aware that our FHA loan limits changed. The maximum amout for an FHA loan on a single family home is $304,750 in Duval County, which is the county Atlantic Beach, Neptune Beach & Jacksonville Beach are all located in.  Ponte Vedra is in St. John's County, and has the same limit.

Right now, the number of homes available in Neptune Beach under $300,000 is 8.

If you would like to see them, you can by clicking here.

If you would like to search our local real time Multiple Listing Service, you can do so by clicking the image above. 

Posted by

Carol Zingone is a full service Broker Associate proudly affiliated with Berkshire Hathaway HomeServices Florida Network Realty in Atlantic Beach, FL.  I help buyers and sellers locally, regionally, and internationally.  With hundreds of happy buyers and sellers over the course of my career, I'm thrilled to help first time buyers, military buyers, seniors, investors, 1031 exchange properties, short sales and REO's.  I have spent hours honing my expertise, including the designations of: Graduate Realtor Institute (GRI), Loss Mitigation Certification (LMC) , Short Sales, Foreclosures, REO's, (SFR), and Senior Real Estate Specialist (SRES).  I pride myself on providing excellent expertise to all buyers and sellers. Search the MLS via www.carolzingone.com  for Jacksonville and area listings!


Comments (5)

Scott Godzyk
Godzyk Real Estate Services - Manchester, NH
One of the Manchester NH's area Leading Agents

FHA is the number one type of loan right now here in NH. I hope things are well at the beach. I am hoping to get down to JAX beach area this fall. Perhaps it is time to start looking at homes to make the move. Not sure i can handle many more New England winters. 

Jun 11, 2014 10:40 PM
Wayne Martin
Wayne M Martin - Chicago, IL
Real Estate Broker - Retired

Carol, inventory a little light for those wanting FHA financing. Sell them all and make your day!

Jun 11, 2014 10:53 PM
Michael J. Perry
KW Elite - Lancaster, PA
Lancaster, PA Relo Specialist

Great beach shot !!!! We love FL !!! good news :   http://actvra.in/4hVj   !!!!!!!!!

Jun 13, 2014 08:57 PM
Roy Kelley
Retired - Gaithersburg, MD

This is good information for prospective home buyers. 

Some seniors may wish to use a reverse mortgage for their home purchase.

Jun 16, 2014 03:34 AM
Ron Marshall
Marshall Enterprises - Saint Michael, MN
Birdhouse Builder Extraordinaire

Call Carol Zingone for a home in Neptune Beach Florida with FHA financing.  Carol knows her area, and can help you get a home with FHA financing in Neptune Beach!

Jun 23, 2014 04:47 AM