If you are a buyer, looking to purchase with an FHA loan, there are a few things you may want to be aware of, especially if you are looking in Neptune Beach, FL.
As a long time Beaches resident, and a full time Realtor, I monitor our activity multiple times daily. I look at the new homes on the market every day to send to my buyers. I look at what went under contract, what's sold, what's back on the market. Every single day.
If you are using FHA financing, you may not be aware that our FHA loan limits changed. The maximum amout for an FHA loan on a single family home is $304,750 in Duval County, which is the county Atlantic Beach, Neptune Beach & Jacksonville Beach are all located in. Ponte Vedra is in St. John's County, and has the same limit.
Right now, the number of homes available in Neptune Beach under $300,000 is 8.
If you would like to see them, you can by clicking here.
If you would like to search our local real time Multiple Listing Service, you can do so by clicking the image above.