Top 10 Things NOT To Do When Buying A Home...

Reblogger John McCormack, CRS
Real Estate Agent with Albuquerque Homes Realty 16572

Have you ever wondered what you should NOT do when you're trying to buy a home?  Laura has shared 10 things that one absolutely should not do when in the process of buying an Albuquerque home. 

If you're looking for an Albuquerque or Rio Rancho NM REALTOR® to walk you through all the steps of buying or selling your home I hope you contact me.  I'd love to put my years of real estate experience and knowledge to work for you and help you meet your home goals. 


Albuquerque Homes Realty

John McCormack, Owner, Qualifying Broker, REALTOR®


Original content by Amanda Christiansen

Mortgage Brokers in Fort WayneOur business partner and mortgage broker extraordinaire Laura Horacek with GSF Lending shared a great list of things NOT to do when buying a home with us last week.  She said that she recently had a borrow quit her job just days before closing and didn't realize it would be a problem because she found another job quickly.  


Clearly, it was a problem.  The deal did not close because of this.


Here are the Top 10 Things NOT To Do When Buying A Home:  


10.  I will NOT co-sign on any new credit for anybody else.  


 9.  I will NOT initiate any new inquiries into my credit.  


 8.  I will NOT close any of my bank accounts or change banks.  


 7.  I will NOT make any large deposits before checking with my Mortgage Lender. 


 6.  I will NOT establish any new items of credit within 60 days of my closing.  


 5.  I will NOT omit debts or liabilities for my mortgage application.  


 4.  I will NOT spend funds that have been set aside for closing.  


 3.  I will NOT use my existing credit cards excessivelly or fall behind on my payments.  


 2.  I will NOT purchase any large items on credit such as vehicles, appliances, or furtniture.  


 1.  I will NOT change jobs, become self-employed, or quit my job.  


These are all great words of advice from an experienced mortgage broker that we know and trust.  


If you're considering buying or refinancing a home in the Fort Wayne area, Laura can be reached at 260.450.1321, or you can apply online HERE.  Laura is one of the most knowledgable lenders that we've ever worked with, and she actually helped Amanda and I when we purchased our home.  


I guess what I'm trying to say is that she's fantastic!  Give her a call today!  




Fort Wayne Realtors Jared and Amanda Christiansen with Century 21 Bradley

Amanda and Jared Christiansen are award winning Realtors with Century 21 Bradley Realty in Fort Wayne.


Enough about us...


Tell us what you want your real estate experience to be, and we will do it YOUR way.


Buying a home in Fort Wayne? Tell us your wants and needs. Let us know how you envision your family living.  Tell us what's important to YOU, and we'll find the community and home that fits.  


Selling your home in Fort Wayne?  Our job is to make you the most money possible in the shortest amount of time. We offer our sellers professional staging, professional photography, and more internet marketing than most. 


We are committed to giving you everything we have to offer.  We are both full time agents and will work around your schedule.  Do nights and weekends work better for you?  NO PROBLEM. We are here to help YOU at YOUR convenience.


Amanda can be reached at 260-704-0843, and Jared can be reached at 260-704-0842.


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Re-Blogged By Re-Blogged At
Home Buying
New Mexico Bernalillo County Albuquerque
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Joe Petrowsky
Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709 - Manchester, CT
Your Mortgage Consultant for Life

Good morning John. Great choice for a re-blog. Laura is so right on all 10 points. The more Realtors know and understand about credit, the more effective they can be.

Thank you for commenting on my post.

Jun 16, 2014 01:11 AM #1
Adrian Willanger
206 909-7536 - Seattle, WA
Profit from my two decades of experience

Hi John.

I can see why Laura is valued team member. These are all very good viable points that buyers must understand when they're in the middle of closing on a house. Nice to have someone looking out for you. 

Jun 16, 2014 01:45 AM #2
Rob Marken
Bend River Realty - Bend, OR
25+ years experience in Bend

Such great points!  All of these items can really hurt a purchase of a home. It is best for buyers to avoid doing these items on the list. 

Jun 16, 2014 02:04 AM #3
Amanda Christiansen
Christiansen Group Realty (260)704-0843 - Fort Wayne, IN
Christiansen Group Realty

Thanks for the re-blog love John!  Laura and I appreciate it very much!                                     

Jun 16, 2014 10:46 PM #4
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John McCormack, CRS

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