Saint Joseph Missouri Home Loan Pre-Approval
If you currently live near Saint Joseph, or St. Joe as we locals call it, it's time to buy a house. CNN Money tells us that it is currently 68% cheaper to purchase a home rather than renting! The housing market is back in full swing, especially since we are into the summer months, and that means it's time to get moving; LITERALLY! So what does that mean for you? It means that more houses are coming on the market and interest rates are still low. You should always begin your housing search by getting pre-approved for a your Home Loan. Getting pre-approved is a great first step for many reasons;
1. Most realtors won't look at homes without knowing that you're approved for a home loan. This actually is really important to Realtors because it saves them a lot of time and money so you should get pre-approved before you find your house!
2. If you're not pre-approved you won't know what price range to look in. This can lead to heartbreack and headaches when you find a house you love, but you can't get a loan for that amount. Which will also add time to your home search process as you have to begin looking again in the price range you can afford, so aSaint Joseph Missouri Home Loan Pre-Approval just makes sense!
3. Another great reason to get pre-approved is that you'll know what's going on with your credit before you get deep into the mortgage/house shopping process. No one likes surprises; especially in the mortgage and real estate industry. So when you get pre-approved we'll check your credit and let you know if you're credit is in a good range or if you need some help in getting your credit 'mortgage ready.' We, often times, can reccomend ways to improve your credit and can help you without referring you to credit repair specialists.
I'm here to help guide you through the Saint Joseph Missouri Home Loan Pre-Approval and mortgage process and prepared to help you be educated on just how stress-free and easy the home buying process can be. Let's get started right now by getting you pre-approved and when you find your house, we can have a loan ready for you!