The home loan process today is more complicated than it has ever been. The aftermath of the housing 
bubble has lenders scrutinizing every loan file to make verify that each home buyer is an acceptable credit risk.
When you start shopping for a home loan it’s important to know that the best loan for you is not necessarily the one with the lowest interest rate. Everyone who is approved for a home loan these days will get a fantastic interest rate, but some will be a little better than others based on down payment amount, credit profile and property type.
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