TACOMA OWNER FINANCING – Alternative Purchase Program
Our Tacoma real estate market place has experienced good recovery yet we are still finding that there are many buyers and sellers that simply do not conform to traditionally financed sales. We have the largest selection of authentic homes 
available through our highly successful Alternative Purchase Program (or APP.)
Seller Financing, when orchestrated by a Licensed Real Estate Broker who is highly experienced in this type of transaction, is an incredibly effective tool in a tighter credit market. It allows sellers to have control over their property and financing decisions while moving a home faster and typically with a sizable return on investment.
When structured with an experienced broker, seller financing can give the homeowner fairly quick relief, control over the transaction and final say of whom they are willing to allow take over payments on their property that is no longer working for them.
We work with sellers of all types in our Alternative Purchase Program. These are not people who are necessarily in a bad loan. Our sellers vary widely and include people who owe little or nothing on their property, and viewing it as the asset it is, want to leverage a higher rate of return with immediate monthly income until they are cashed out. Other sellers that qualify for our program have purchased their home recently, have great credit and want to keep it that way. Many have a low interest rate on the property loan, but don’t have enough equity to sell now and don’t want to deal with the inevitable losses that occur from renting their home out and then ‘hoping’ the property management company really does keep up on it.
Buyers equally benefit ...
from less stringent qualifying and down payment requirements, more flexible rates, and attractive terms on the home that they need now, but otherwise might be out of reach.
Many buyers who would not qualifyfor traditional financing due to a divorce, being on title on 
the residence of an ex-spouse, have stated income / self-employed or even a shortsale or foreclosure in their past. Usually this last difficulty is due to circumstances that are ironically created by the banking system itself. The tactics involved with traditional lenders and banks when trying to negotiate a mortgage solution is extremely frustrating and usually fruitless. Many of the buyers we work with have high credit scores yet are not the square pegs that the traditional banks want to work with.
Terms for owner financed sales can be as short as 6 months to as long as 30 years, dependent upon what each party is willing and able to do.
Historically sellers offering owner financing had only been approximately 10% of the total real estate market. In Pierce county we are seeing the number of homes offered rise significantly as word of mouth has spread about the ease in which sellers and buyers can get perfectly matched up through our Alternative Purchase Program.
It is very important to work with a licensed professional who possesses the required state and federal education, certifications, licensing, professional contacts and relationships, insurance and experience that offers true security to the seller and buyer alike.
By providing full disclosure, secure procedures of payment, terms and the other hundred or so items that need to be checked off the list, we serve the community with solid solutions and have stepped up where others have failed to offer viable solutions to homeowners and buyers alike.
To Discuss Your Needs Whether You Are a Home Seller or a Home Buyer
We Look Forward to Serving You! (253) 961. 3613
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