Eastvale VA Loans and FHA Home Mortgage Loan info for 2015 - California VA Lender & FHA Lender
VanDyk Mortgage is your source for VA Loans and FHA Loans in Eastvale. We have been making FHA, VA, Conforming, and Jumbo loans since 1987. VanDyk Mortgage is a Direct Lender. We offer many loan programs for Eastvale Homebuyers and Eastvale Homeowners to Purchase and Refinance homes.
- FHA & FHA Jumbo (aka High Balance)
- VA & VA Jumbo (aka High Balance)
- Conforming & Conforming Jumbo (aka High Balance or Super Conforming)
- Jumbo Loans to $3m
Eastvale FHA Loans are available up to $355,350 with just 3.5% down payment. The FHA 2015 Loan Limit for Eastvale is $355,350.
Eastvale VA Loans are available up to $417,000 with zero down payment. The Eastvale VA Loan Limit for 2015 is $417,000. However, Veterans are not limited to the Riverside county Loan limit of $417,000 for VA Loans. We also offer VA Jumbo Loans up to $1.5 Million with the appropriate down payment or equity to reach the VA Guarantee requirements of 25%. Here is one of our posts on how you can get a VanDyk Mortgage VA Loan over your county limit.
Eastvale Conforming Loans are available up to $417,000. We offer conventional loans with as little as 3% down in Eastvale and throughout Riverside County.
Eastvale Home Loan information
FHA Home loans for Eastvale, California:
- FHA Home Loans require just 3.5% downpayment
- FHA Loans up to $355,350
- The Seller can pay up to 6% of your closing and settlement costs.
- Minimum score for most FHA Home Loans is just 620, even on FHA High balance or FHA Jumbo.
- You can receive a gift of funds for your Downpayment and closing costs from Family
- FHA Approved Condominiums eligible for FHA Purchase Loans and FHA Refinance Loans
- FHA Loans allow non-occupying co-borrowers such as parents and siblings.
- FHA Loans available to purchase a 2-4 Unit Home where you occupy 1 unit
VA Home Loans for Eastvale, California:
- Active Duty Military and Veterans can both qualify
- 100% financing up to $417,000
- A $517k Eastvale Home Purchase would only require $25,000 downpayment (4.84%) - not including the VA Funding Fee
- VA Loans require no Mortgage Insurance
- VA Loans do require a VAFF (VA Funding Fee), which is usually financed
- Veterans with a 10% or higher VA disability pay no VA Funding fee
- Sellers can pay up to 4% of the VA Buyers closing costs
- VA Loans are available to purchase or refinance Eastvale Condominiums. Here is more information on VA Condo Loans
- VA Loans available to purchase 2-4 Unit Homes where the Veteran occupies 1 unit.
Conforming Home Loans for Eastvale, California:
- Eastvale Conforming loans available up to $417,000
- Just 3% downpayment required up to $417K
- Now available – NO Monthly PMI Loans up to $417K with 5% downpayment
- Allow for condominiums, Second Homes, and investment properties
- Call for details on Fico score requirements, downpayment requirements, etc
We offer Jumbo Conventional Loans up to $3m - call for details. VanDyk Mortgage has been making FHA loans since 1987. We are a HUD recognized Full Eagle FHA DE underwriter and FHA Direct Lender. We are also a VA Lender and VA Jumbo Lender.