VA FAQ #15 - How soon after a Bankruptcy can I qualify for a VA Jumbo Loan?

Mortgage and Lending with VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender NMLS 220268 / 3035

VA FAQ #15 - How soon after a Bankruptcy can I qualify for a VA Jumbo Loan?

We offer VA Jumbo Loans as soon as 2 years after a Bankruptcy Chapter 7 discharge.     It does require a clean credit history after the BK discharge, and it also helps to re-establish credit lines, as these will bolster your credit scores.    Many VA Lenders require you to wait 7 years after Bankruptcy to qualify for a VA Jumbo or VA High Balance Loan.   We follow the VA Guideline - 24 months after Bankrupcy Discharge is our minimum timeframe for VA Jumbo Loans.  The 2 year waiting period applies on all loan amounts up to $1.5M on our VA Jumbo Loans.


>>> Here is a complete article on VA Jumbo Loans after Hardship - Bankruptcy, Foreclosure, or Short Sale 


PS.  VA Jumbo and VA high balance loans are synonymous terms.  


This is part 15 of our VA FAQ series for Frequently Asked VA Loan Questions.    FAQ = Frequently Asked Questions, and when it comes to VA & VA Jumbo Loans, we get plenty of questions and we have the answers for you.  

We have been making VA Loans since 1987 and are a Direct Lender offering both VA Loans and VA Jumbo Loans for the Purchase or Refinance of your Primary Home.  Please give us a call to get help with your VA Loan or VA Jumbo Loan questions, and see if you qualify for a VA Home Mortgage - 866-900-2342 toll free direct,  or contact us online at  

We offer VA Loans, VA Jumbo Loans (aka VA High Balance Loans) for purchase, refinance and VA IRRRL streamline thoughout our service area:  California, Georgia, Indiana, Massachusetts, Michigan, Virginia, Washington and Wyoming.   Give us a call to get started today - 760-752-4480


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Brian Skaar

VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
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