VA FAQ #16 - How soon after a Foreclosure can I qualify for a VA Loan?

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Mortgage and Lending with VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender NMLS 220268 / 3035

VA FAQ #16 - How soon after a Foreclosure can I qualify for a VA Loan?

 

We offer VA Loans as soon as 24 months after your prior Foreclosure.   The operative date may surprise you,  as it varies by state and the methods of Foreclosure Transfers.   In most states,  it is based on the Trustee deed or Sherrif's deed, which corresponds to the date the home was sold on the courthouse steps.  

>>> Complete VA Loan information for post Foreclosure VA Loan qualification


Note,  if the prior loan was a FHA, USDA or VA Loan, please contact us to help determine eligibility timelines - since these loans are backed by the Government,  the waiting period might vary depending on circumstances.  

 

Note - If your prior Foreclosure was included in a Discharged Bankruptcy and surrendered, we will use the date of the Bankruptcy discharge as the operative date.   If you are being told by your Lender you must wait due to the homes sale date being a very long period after the BK discharge, call us. We allow this, many lenders do not.  Call the VA Loan Pro's,  we can help.   760-752-4480.

 

This is part 16 of our VA FAQ series for Frequently Asked VA Loan Questions.    FAQ = Frequently Asked Questions, and when it comes to VA & VA Jumbo Loans, we get plenty of questions and we have the answers for you.  

We have been making VA Loans since 1987 and are a Direct Lender offering both VA Loans and VA Jumbo Loans for the Purchase or Refinance of your Primary Home.  Please give us a call to get help with your VA Loan or VA Jumbo Loan questions, and see if you qualify for a VA Home Mortgage - 866-900-2342 toll free direct,  or contact us online at  VanDykFunding.com.  

We offer VA Loans, VA Jumbo Loans (aka VA High Balance Loans) for purchase, refinance and VA IRRRL streamline thoughout our service area:  California, Colorado, Georgia, Indiana, Massachusetts, Michigan, Mississippi, Tennessee, Texas,  Virginia, Washington and Wyoming.   Give us a call to get started today - 760-752-4480

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Brian Skaar

VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
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