Admin

Charleston SC Fractional Ownership

By
Real Estate Broker/Owner with EXIT Realty Charleston Group

The American vacation tradition is alive and well thanks to Fractional / Interval Ownership (Partnership Intervals). We all remember our childhood vacations at the beach. With the rapid increase in coastal property values, many families feel priced out of the market. Interval Ownership offers these families a practical means of assuring future generations of children and grandchildren the opportunity to create the memories and traditions we remember so well.

Each Interval Share purchaser owns an interest in a fully furnished beach home and is entitled to occupy the unit each year for the time interval purchased which is four weeks. One week is assigned in each of Charleston,S.C. four wonderful seasons. The interval periods rotate one week each year.

Through an annual regime fee owners share the maintenance cost to ensure the quality of the property stays the same. This fee covers the property management, upkeep of units, refurbishing, utilities and maintenance. This is a small annual expense when you consider that on your vacation you will enjoy the luxuries of home such as a VCR, nice furnishings, and spacious accommodations as well as the beautiful Charleston,S.C. beaches.

Some of the great advantages of interval ownership are:
You are afforded the ability to purchase your Charleston,S.C. vacation home for just the time you use it each year.
You become the exclusive owner of the intervals you choose. You own your unit outright and receive an Indentured Deed, which is recorded in the county where the property exists. In some intervals partnerships or limited liability corporations are created to form the interval ownership. You may rent, sell, exchange, bequeath, or give away your weeks just like any other real estate.
You become a member of your home's private Home Owner's Association (HOA) where you and the 12 other owners, as an HOA, have total control over your property.
Units are refurbished; furnishings and equipment are replaced as required or at the discretion of the HOA.
A one-time purchase guarantees Charleston, S.C. vacations forever at today's prices, with no repair or maintenance problems or seasonal openings and closings. Your Charleston, S.C. vacation begins the moment you arrive.

Many families now own second homes at their favorite Charleston,S.C. resort. However, some decide that full ownership of a second home is not practical due to availability of disposable income, problems associated with caring for a second home from long-distance or simply from the short periods that families actually use the second home. For these families "Interval Ownership" offers the ideal alternative.

Interval Ownership is a simple, practical concept, which offers the opportunity to own a fully furnished home in Charleston, S.C. at a fraction of the cost of purchasing an entire second home.


Financing may be available thru traditional leanders and mortgage brokers in the local market to help you obtain your Interval Ownership Share. 1031 Tax Defered Exchanges, Self-Directed IRA Accounts & Home Equity Lines are other financing options. Your IRA can employ the use of debt to finance the purchase of real estate, but there are some rules to follow - we suggest that consult with your tax advisor for guidance. However, you have three friends that are looking for simular opportunities. You and your three friends can combine your IRA funds to make the transaction happen. In 1974,the Employment Retirement Income Security Act gave all self-directed retirement plans this option! The Roth IRA in 1997 and especially the Roth 401(K) (which has no salary caps for deferrals) in 2006 made tax-free investments phenomenally popular. Visit www.securitytrustcompany.com for additional information on self-directed retirement plans.