VA Home Loans at Sunol CA | Alameda County

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Mortgage and Lending with EstaR Mortgage NMLS #241125

VA Mortgage Loans in Sunol CA and 100% financing on VA Loans - the best loan program and loan payment in the country! VA Mortgage Loans are one of the best mortgage loan programs available today for active duty and honorably discharged Veterans. Here are some of the great features of this fantastic program: - Zero Down Payment, 100% financing. - No monthly mortgage insurance added to your payment. - Compared to other types of mortgage loans, easier credit-qualifying requirements. - Low fixed mortgage rates result in a low monthly payment.

So how do you qualify for a VA Mortgage Loan in Sunol CA?

First of all, you must verify your eligibility. Eligibility is verified by ordering your Certificate of Eligibility or COE. A Sunol CA VA loan lender can order your COE quickly for you, or you can go directly to the VA to obtain a copy. You will need your DD214 if you are discharged. Next, you must get pre-approved with an experienced VA lender. It is critical that you contact a lender who knows the VA Mortgage Loan program and all of the important differences compared to other loan programs.  

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The pre-approval involves a credit check and supporting documentation such as paystubs and bank statements. Even though no down payment is required for VA Mortgage loans, don't forget that there are VA closing costs involved in every transaction. You should be prepared for all of this by your lender, but nonetheless, don't confuse no down payment with meaning nothing is due at closing! There are ways to finance the closing costs if you don't have money available for closing. Your lender can help you with these options. Learn more about your VA Home Loan benefits by visiting our Alameda office located at 1416 Park Ave. Alameda, California.

It is critical that you work with a local lender who understands the unique aspects of VA Mortgage Loans. We have specialized in VA Mortgage Loans in Sunol California and 100% VA Mortgage Loans for over 12 years and would be happy to answer any questions you may have. It doesn't cost a penny to call! Call The Chris Freck Team  at 510-463-1003,thechrisfreckteam@icitymortgage.com, or visit our va website at http://thechrisfreckteam.com/va-loans-landing-page/

 

 

 View Chris Freck, MBA, CMPS (9,000+), NMLS# 241125's LinkedIn profileView Chris Freck, MBA, CMPS (9,000+), NMLS# 241125's profile

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