Open Enrollment for Individual Health Insurance Starts Nov 15th

Services for Real Estate Pros with Sherie Friedlander Insurance Solutions

It's a new year and you have the opportunity to evaluate if your personal health insurance is right for you. By now most people are aware that the Affordable Care Act or Obama Care has changed the way we purchase health insurance. This year open enrollment begins November 15th for policy coverage to begin January 1st, 2015.

I will be on the job helping you and your clients select and enroll in health plans for 2015.

 Health Insurance Open Enrollment Begins November 15th, 2015

I have been getting quite a few calls from friends, clients and Realtors with questions about the dates to apply for coverage in 2015. 

Open enrollment officially begins on November 15th, 2015 and ends February 15th, 2015.

Individual Coverage is only available for purchase during Open Enrollment unless you qualify for

A ‘Special Enrollment’. This was very confusing to the public as many assumed these

restrictions only impacted Covered California enrollees. The Affordable Care Act otherwise

known as Obama Care changed the way all Californians purchase individual coverage.

The good news is that without exclusions for preexisting conditions it is now possible to change

health plans, to increase or decrease coverage during open enrollment without penalty. This

 has been a game changer for those with ongoing health conditions.


Most health insurance companies will be making announcements regarding rates and plans

by late October. If you are unhappy with your current plan and/or want to explore other options we

can set up a time to discuss possibilities. If you would like to contact me now I can gather all the

necessary information for a quote and send you the proposal when the rates are made available

to the agents.

 I recommend you research your situation carefully. Take time to access how many times a year

you go to the doctor, how much you spend on prescriptions and what financial resources are

available to you in the event of a health emergency.


I am now representing Health Insurance Plans for :


Blue Shield,

Western Health Advantage,



Covered California


You can reach me at or on my cellphone



I will be at the MAR September 10th meeting as an affiliate sponsor and look forward to seeing you there. Have a wonderful rest of your Summer!!


*This article is the opinion of the author. Information regarding health insurance is ever evolving

and I would recommend you have a discussion with a Health Insurance Professional before

making a decision regarding your coverage.


Sherie Friedlander












Comments (3)

Captain Wayne - Rowlett Real Estate School
Rowlett Real Estate School - Panama City, FL
Rowlett Real Estate School / Owner and Instructor

Stopping in to say hello and welcome you to ActiveRain.  I hope you have a great evening.

Aug 04, 2014 08:47 AM
Tim Lorenz
TIM LORENZ - Elite Home Sales Team - Mission Viejo, CA
949 874-2247

Yes I too welcome you to AR.  I wish you success in all you do.

Aug 04, 2014 09:03 AM
Tony and Suzanne Marriott, Associate Brokers
Serving the Greater Phoenix and Scottsdale Metropolitan Area - Scottsdale, AZ
Haven Express @ Keller Williams Arizona Realty

Sherie Friedlander, License#0735836 Will you be posting information regarding the 2016 plans?  It appears that BlueCross BlueShield is discontinuing Individual PPOs nationwide.

Oct 03, 2015 03:52 AM