It's a new year and you have the opportunity to evaluate if your personal health insurance is right for you. By now most people are aware that the Affordable Care Act or Obama Care has changed the way we purchase health insurance. This year open enrollment begins November 15th for policy coverage to begin January 1st, 2015.
I will be on the job helping you and your clients select and enroll in health plans for 2015.
Health Insurance Open Enrollment Begins November 15th, 2015
I have been getting quite a few calls from friends, clients and Realtors with questions about the dates to apply for coverage in 2015.
Open enrollment officially begins on November 15th, 2015 and ends February 15th, 2015.
Individual Coverage is only available for purchase during Open Enrollment unless you qualify for
A ‘Special Enrollment’. This was very confusing to the public as many assumed these
restrictions only impacted Covered California enrollees. The Affordable Care Act otherwise
known as Obama Care changed the way all Californians purchase individual coverage.
The good news is that without exclusions for preexisting conditions it is now possible to change
health plans, to increase or decrease coverage during open enrollment without penalty. This
has been a game changer for those with ongoing health conditions.
Most health insurance companies will be making announcements regarding rates and plans
by late October. If you are unhappy with your current plan and/or want to explore other options we
can set up a time to discuss possibilities. If you would like to contact me now I can gather all the
necessary information for a quote and send you the proposal when the rates are made available
to the agents.
I recommend you research your situation carefully. Take time to access how many times a year
you go to the doctor, how much you spend on prescriptions and what financial resources are
available to you in the event of a health emergency.
I am now representing Health Insurance Plans for :
Kaiser,
Blue Shield,
Western Health Advantage,
Kaiser
and
Covered California
You can reach me at FriedlanderInsurance@Gmail.com or on my cellphone
415-690-6514.
I will be at the MAR September 10th meeting as an affiliate sponsor and look forward to seeing you there. Have a wonderful rest of your Summer!!
*This article is the opinion of the author. Information regarding health insurance is ever evolving
and I would recommend you have a discussion with a Health Insurance Professional before
making a decision regarding your coverage.
Sherie Friedlander
Lic#0735836
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