Now most 100% loan prgrams are gone.
Still available
VA Loans 100% LTV
USDA Rural Development 100% LTV ( where allowed)
FHA 97% LTV with DPA or Gift of funds
Conventional Loans Some products will allow 97% LTV with reduced PMI and gift if funds or even DPA.
If you are involved in any type of family trasnsfer they will allow for a 20% gift of equity.
Some lenders are still allowing 100% with 680 or even 720 score but these are coming to and end daily.
So now you will most likey want to ask your buyer if they have any assets or how they plan on buying a home and using what source for the down payment.
SO YES WE CAN STILL SELL HOME WITHOUT 100%. AND WE WILL!!!
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