What Agent Is Doing Short Sales in 2014 in Temecula's Vail Ranch?

By
Mortgage and Lending with PRW Lending, Inc BRE 01379811, NMLS 331744

What Agent Is Doing Short Sales in 2014 in Temecula's Vail Ranch?

We are a local Temecula area independent brokerage, with a focus on the military family niche.  This means we help military families buy, sell or rent homes in these areas.  It also means that we help civilian clients who want to buy, sell or rent in price ranges in which they will interact with military families.  Our extra insights into pay, life and other military family issues help our clients maximize their goals because, for example, we can structure purchase or lease transactions to appeal to and serve our clients (be they military or civilian) with this niche knowledge.  

What about Short Sales?  A short sale can take a long time because the homeowner's bank is being asked to take current market value for the home, when the homeowner still owes more than that.  That is, the short sale bank is asked to take "short" of a full payoff of the loan that the homeowner currently owes and is paying.  As of 2014, the real estate market in our area (for tract homes especially but for all homes generally as well) still has many homes "under water," also known as "upside down."  That is, the current market value is lower than the amount owed by the owner on his or her loan.  

what agent is doing short sales 2014 redhawk temecula real estate home for sale

My husband's brokerage, Sand to Sea Properties, has been doing short sales from the beginning, when the first one took 10 months and was approved just one day before the home was to be sold at a foreclosure auction.  Sand to Sea got that auction stopped and accomplished the short sale of the home.  Since then, Sand to Sea has helped numerous homeowners, military and civilian alike, accomplish short sales.  

The short sales usually take about 5 months, but some have gotten done in under 3 months, and some have taken over a year.  What is the deciding factor?  We push regularly (daily when needed) with phone calls, emails, and so on, but the factor we cannot control is the homeowner's short sale bank.  Some insist that the homeowner has missed a payment; sometimes it's enough to pay late.  For some, they go late on payments only to be told years later, "there is a program to refinance the home but there must not have been a late payment."  It's a mixed bag; it's like life. 

Hang in there.  Talk to an experienced agent or several and gather all information relevant to your particular situation.  Looking at a short sale in the neighborhoods near Vail Ranch, which is near Great Oak High School in Temecula, CA?  I believe you've found the right place.  Please feel free to contact us for anything you may need.

Posted by

Lisa Delzompo (951-704-4559)

"May your home always be too small ... to hold all your friends!"

Is your home getting too small?  Need a FREE Home Valuation?  Preparing to Sell a Home?  Click here to submit a form online, or Call Frank at 951-326-7330 for a free consultation.

CA Dept of Real Estate, Real Estate Broker License #01379811;

NMLS Identifer #331744

REAL ESTATE:  www.SandToSeaProperties.com.  Covering northern San Diego, Oceanside, Temecula, Murrieta, Riverside County and desert areas of Yucca Valley, Joshua Tree and Twentynine Palms, CA.

LOANS:  PRW Lending, Inc. Call direct 951-704-4559, or email me at lisa(@)sand2sea.us  

 

 

 

 militarybyowner ad of sandtoseaproperties

Information is deemed reliable but is not guaranteed. Information is general and may not address your particular situation.  Do not rely solely on this or any information you find on the internet.  You should consult relevant professionals directly about your real estate, financial, etc., situation. 

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