FHA Approved Condos in Chesterfield and Midlothian, Virginia

By
Mortgage and Lending with First Heritage Mortgage NMLS #: 938761

If you are looking for an FHA approved condo in Chesterfield or Midlothian Virginia, there are some great options out there.  Just like I mentioned in my blog post regarding FHA approved condos in Richmond Virginia, you will want to start with looking at the list of FHA approved condos in Chesterfield and Midlothian on HUD’s website.  If the condo is listed as approved, you are good to go.  If the condo’s approval has expired, your lender can assist with the re-certification process.

If you are interested in a condo that is not yet approved, your lender can again step in and assist you with the process of obtaining FHA condo approval.  You will need the blessing of the condo association or builder as they will need to provide HUD with the required documentation for review.  Once the documents are submitted to HUD, the decision can take up to 60 days, so make sure you start the process early.

Here are the condos in Midlothian and Chesterfield VA that are currently approved for FHA financing:

 Briarwood Hearth Phase 1

Harvest Glen

North Creek

Old Manchester Lofts

Pagehurst Condominium

Sycamore Mews

The Terraces at Swift Creek

The Woodbridge Crossing Condos

The Villages @ Charter Colony

We at First Home Mortgage in Midlothian and the West End of Richmond Virginia are happy to guide you through the process of financing your Midlothian or Chesterfield VA condo purchase.  Remember, if the condo is onHUD’s list as expired or not yet on the list, simply contact me for assistance.

This list was generated on August 18, 2014.  Contact me or look on HUD’s website for the most up-to-date list as condo approvals may have been added or expired.

This post was originally posted at Loan Officer Lately.

Comments (6)

Larry Johnston
Broker, Friends & Neighbors Real Estate and Elkhart County Subdivisions, LLC - Elkhart, IN
Broker,Friends & Neighbors Real Estate, Elkhart,IN

Hi Whitney, That's great information to know upfront when buying a condo in Chesterfield or Midlothian, Virginia.

Aug 19, 2014 06:08 AM
Whitney Watson
First Heritage Mortgage - Henrico, VA

Thanks for stopping by, Larry!

Aug 19, 2014 06:11 AM
Roy Kelley
Realty Group Referrals - Gaithersburg, MD

This is a great list for prospective condo buyers. 

I have often wondered if Richmond has any very nice condos that we should consider as a retirement residence. Your prices are much more attractive than our suburban Maryland options.

Aug 19, 2014 06:48 AM
Shannon Milligan, Richmond VA Real Estate Agent/Associate Broker
RVA Home Team - Richmond, VA
RVA Home Team - Winning with Integrity.

Great information for those looking to buy a condo in Midlothian and Chesterfield County! It is important for the buyer to know the mortgage lender can step in and help!

Aug 19, 2014 11:03 PM
Debbie Malone
Londeree's Real Estate & Property Management - Lynchburg, VA
From Lynchburg To The Lake (434) 546-0369

Hi Whitney, great idea to list which Chesterfield or Midlothian Virginia condo developements are FHA approved. This is, info buyers would like to have prior to viewing.

Aug 20, 2014 12:13 PM
Whitney Watson
First Heritage Mortgage - Henrico, VA

Roy-If you are serious about your interest in a Richmond residence I know a great loan officer who can help you out

Shannon-Thanks for stopping by!

Debbie-Thank you for your comment!

Aug 21, 2014 02:23 AM

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