If you are buying a home in Texas, get a "Conditional Qualification" (Form A). It's not called a prequalification anymore. If you want more detail about the form read my latest blog about the differences between Form A and B:
http://activerain.com/blogsview/4457939/making-an-offer-on-a-home-in-texas--get-this-or-lose-that-home-
If you are buying a home seek a licensed residential mortgage loan originator who you trust will review your complete financial situation. In Texas, contact Jimmy Smith for questions or a no obligation loan consultation.
Jimmy Smith, NMLS#1089067
jsmith@alliancemtggroup.net, (214) 872-9091 Ofc