My First Time Buyer Said, "No Homes With An HOA"

By
Real Estate Agent with RE/MAX Executives
https://activerain.com/droplet/4myC

lousy curb appeal

 

I drove by the home at the right (there is one farther back) in early Spring and it jogged my memory about a situation I encountered last year.

I was showing homes to a first time buyer couple. They had told me they preferred homes where there was no homeowner's association with monthly fees

  • Since they were moving from a small apartment they wanted that money to help furnish their first home
  • He was a tradesman and brought his company pamel truck home each night

 

Woodbridge VA Home

 

  • I drove up to a little Cape Cod with dormers, picket fence with roses, fireplace and an American flag. The interior was quaint with lots of cute nooks and crannies plus a built-in corner hutch in the dining room.  I knew they had fallen in love with it - they were holding hands as they took the tour

 

 


Woodbridge VA Home

 

They asked to tour the neighborhood to "get a feel" for it. Of course, they commented on the  "cosmetically and physically challenged" homes a few blocks away.

After all

  • The lack of an HOA set up the conditions for derelict houses in the subdivision
  • one of the neat houses within eyesight of the home they were interested in could go "rogue"

There are many reasons people may prefer  a home without an HOA.  However, these were first time buyers with no experience.  They were looking to me for direction in light of the fact they had what they perceived as  unchangeable limitations.

My husband and I have assisted many first time buyers during the 38 years we have been in the business.  We will counsel them thoroughly on the pros and cons of purchasing a home where there is no architectural or use control provided by a homeowner's association.  It is the type of counseling we would want a REALTOR® to give our first time buyer children if we were out of the area and unable to counsel them in the decision.

They finally decided a home in a subdivision would serve their investment better.  The decision is yours - we have a responsibility to delineate the pros and cons of each

 

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The Kruschkas are long term Prince William County residents with more than 30 years experience as real estate professionals serving Woodbridge, Manassas, Dumfries, Manassas Park, Bristow, Brentsville, Gainesville and Haymarket

Experience Isn’t Expensive – It’s PRICELESS

If you plan to buy or sell a Prince William County home or property contact Karen and Art by Email or call us at 703-499-9279. Put our record of customer service, real estate experience and state-of-the-art technology to work for you in Alexandria, Arlington County, Fairfax County, Prince William County, Stafford County or the entire Northern Virginia Area.

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Ambassador
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Karen Kruschka
RE/MAX Executives - Woodbridge, VA
- "My Experience Isn't Expensive - It's PRICELESS"

Hi  Lisa Von Domek Thank you for suggesting they call mae and thank you for the tag

Aug 30, 2014 12:15 AM #99
Ambassador
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Karen Kruschka
RE/MAX Executives - Woodbridge, VA
- "My Experience Isn't Expensive - It's PRICELESS"

Roy Kelley   How true it is

Aug 30, 2014 12:16 AM #100
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Karen Kruschka
RE/MAX Executives - Woodbridge, VA
- "My Experience Isn't Expensive - It's PRICELESS"

Debbie Reynolds  We've both learned that over many years

Aug 30, 2014 12:18 AM #101
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Karen Kruschka
RE/MAX Executives - Woodbridge, VA
- "My Experience Isn't Expensive - It's PRICELESS"

Gabe Sanders   Generally, they come with acreage

Aug 30, 2014 12:19 AM #102
Rainmaker
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JC Melvin - Commercial & Business Broker
JC Melvin - KW Southwest - Las Vegas, NV
The ONE Thing Workshop Trainer

Nice article. The truth is that the clients really do want our help and input even if they pretend like they know everything.                                                                    JC in Vegas 

Aug 30, 2014 01:27 AM #103
Rainer
255,016
Geoff ONeill
John L. Scott Medford - Medford, OR

I'm usually concerned about blanket statments like this one.  Sometimes the HOA is beneficial,  and sometimes, a little too restrictive.  I try to find out why they are adverse to the HOA.

Aug 30, 2014 02:08 AM #104
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Karen Kruschka
RE/MAX Executives - Woodbridge, VA
- "My Experience Isn't Expensive - It's PRICELESS"

JC Melvin - Commercial & Business Broker   They may not always ask for our help, but appreciate it when given

Aug 30, 2014 03:25 AM #105
Ambassador
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Karen Kruschka
RE/MAX Executives - Woodbridge, VA
- "My Experience Isn't Expensive - It's PRICELESS"

Geoff ONeill   we do have to advise them of the pros and cons of any particular HOA

Aug 30, 2014 03:27 AM #106
Rainmaker
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Joan Cox
House to Home, Inc. - Denver Real Estate - 720-231-6373 - Denver, CO
Denver Real Estate - Selling One Home at a Time

Karen, buyers start out asking for no HOA, then they see what can happen to a neighborhood.    Know you lead them in the right direction.  

Aug 30, 2014 12:26 PM #107
Rainer
76,329
Monte Wall
Keller Williams Premier Realty - Katy, TX
Keller Williams Premier Realty - Katy, Texas

Karen there are definitely pros and cons to HOAs. Like you said, it's our job as agents so educate our buyers so that they can make good long-term decisions. 

Aug 31, 2014 11:42 AM #108
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Karen Kruschka
RE/MAX Executives - Woodbridge, VA
- "My Experience Isn't Expensive - It's PRICELESS"

Joan Cox I've been helping them for 38 years

Sep 01, 2014 04:27 AM #109
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Karen Kruschka
RE/MAX Executives - Woodbridge, VA
- "My Experience Isn't Expensive - It's PRICELESS"

Monte Wall In my opinion it's the only way

Sep 01, 2014 04:29 AM #110
Rainmaker
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Karen Mathers - REALTOR®
Keller Williams Vero Beach - Vero Beach, FL
When it Matters, Choose Mathers! 772-532-3221

You must listen to what the client wants and offer them all of the options.  Outlining the pros and cons is the best thing that can help them make their own decision.  Great way to look out for your clients. 

 

Sep 02, 2014 12:55 AM #111
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Karen Kruschka
RE/MAX Executives - Woodbridge, VA
- "My Experience Isn't Expensive - It's PRICELESS"

Karen Mathers - YOUR Vero Beach Realtor You are absolutely right

Sep 02, 2014 03:25 AM #112
Rainmaker
732,415
Jane Chaulklin-Schott
TEAMCONNECT REALTY - (407) 394-9766 - Orlando, FL
TeamConnect Luxury Homes - Orlando, Florida, 32836

I think the thing that struck me as so important beside the great information on the value and benefits of an HOA, was the number 38 - you and your husband being in the real estate field for 38 years. If buyers could only realize the knowledge and experience of 38 years, they would realize in meeting both of you, they just struck o-i-l. I know if I was a buyer in your area and found you, I would know I just found g-o-l-d.

Sep 02, 2014 04:21 PM #113
Ambassador
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Karen Kruschka
RE/MAX Executives - Woodbridge, VA
- "My Experience Isn't Expensive - It's PRICELESS"

Jane Chaulklin-Schott Thank you - we are very proud of the contributions we have made to clients, many pf them multiple transactions

Sep 02, 2014 11:30 PM #114
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William Johnson
Retired - La Jolla, CA
Retired Real Estate Professional

Hi Karen, There are few and far between the number of homes in Southern California that are not in subdivisions. That said, many of the older ones dropped there management companies and pay no one to enforce the CC&R's. When you drive by, they stand out. Not because they all look so groomed and nicely cared for but because of the opposite. Great post.

Sep 04, 2014 01:10 PM #115
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Karen Kruschka
RE/MAX Executives - Woodbridge, VA
- "My Experience Isn't Expensive - It's PRICELESS"

William Johnson One of us is a carbon of the other in that regard.  The difference is instantly obvious

Sep 04, 2014 11:37 PM #116
Rainmaker
303,139
Kate McQueen
CB&A Realtors - Cypress, TX
Tailored service for your real estate needs!

Some buyers simply do not want the "governance" of an HOA, but there are certainly drawback to that.  I recently sold a home in a no HOA community that was blessed with neighborhood pride, most all homes were well kept and had great curb appeal.  It's a good thing they toured the neighborhood to get the full image of what can happen without an HOA to cure certain issues.

Sep 17, 2014 01:24 AM #117
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Karen Kruschka
RE/MAX Executives - Woodbridge, VA
- "My Experience Isn't Expensive - It's PRICELESS"

Hi Kate McQueen, SRS   They were smart to tour the area with you.  In Virginia, the subdivisions you describe are usually upscale and smaller than those with an HOA

Sep 17, 2014 05:54 AM #118
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