The final tip for this series is a simple but effective one! Paying a bill twice a month keeps your credit card balance and utilization rate under control. Pretty simple right? If your balance looks a little high this month consider breaking it into two payments so it's a little easier on your wallet and still allows you to make the payment in full.
Good morning Whitney. You provided some great information, if your prospective clients followed this advice, they would certainly be mortgage ready.
Thank you for commenting on my post.
Roy Kelley
Gaithersburg, MD
Great tip, Whitney! I do this with my Verizon bill. It makes it SEEM more manageable.
Love your tips!
Roy Kelley
Gaithersburg, MD
Hi Whitney, this is a great series of credit tips...we've set up our accounts online so they can be paid at any time.
Roy Kelley
Gaithersburg, MD
This is a terrific series for consumers with important tips. Nicely Done!
Roy Kelley
Gaithersburg, MD
Whitney,
Great information and very valuable for those who do not understand credit. A
Roy Kelley
Gaithersburg, MD
Sybil-You are very welcome. Thank you for your comment.
Joe-I certainly could have used some tips when I was a new credit users! I hope it will be beneficial to others.
Jenn-That's a great example!
Debbie-I love the convenience of online payments. It keeps me much more organized.
Larry & Sheila-Thank you for your comment!
Alexandra-Credit can be a very confusing thing. I wish someone had given me some tips when I was new to it!
Roy Kelley
Gaithersburg, MD
Thanks for sharing your credit tips. This is good information for consumers.
Whitney,
Nice idea to pay twice a month. I will have to remember this tip and pass it on when appropriate.
Hello Whitney ... Great tip, keep up the great work and your post has been featured to the group:
SUCCESS AT ACTIVERAIN
You put together a good series of credit tips. This one would be good for those who keep on charging and let it get out of control.
Thank you for all the tips in the series. I will share these with others.
Thank you for sharing this information. It is most informative.
Buyers, sellers and real estate professionals could really benefit from it!
Have a productive week!
Jim Crawford
Atlanta, GA
Whitney, this year I finally paid off all my credit, and sure felt great! Hopefully the market remains good, and I never have that much charged again!
Whitney, I have a credit question posed to me last night by a first time home buyer. He wants to recast a auto loan and hopes to do this before buying/closing on a home. Will doing an auto recast of a loan lower his credit score and or lessen his chance of getting home loan approved? I would think it might hurt his ability to borrow but I was unsure.
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