Thank goodness the dark days of predatory lenders and risky financing seem have receded. My seller was shocked when HSBC turned up with two loans instead of one from back in 2000. Since then, the Justice Dept. has been working to straighten out companies that used to be known as Household and Beneficial. My seller got an attorney and was able to reduce the amount owed. And wonderful surprise! One loan was dismissed as a result of class action litigation. I don't understand the restructuring, but if you have a seller who has a secondary mortgage with HSBC, definitely get legal help. That seller may be entitled to relief.
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Philadelphia real estate agent who helps buyers and sellers enjoy the benefits of better building performance. Energy efficient buildings sell for more money. They are more comfortable and healthy to live in. They save you money on your energy bills every month.