Thornton Colorado Home Buyers Improve Your Credit To Qualify For Your Next Home Loan

Mortgage and Lending with NMLS #384936 NMLS #384936

This Credit Restoration message is brought to you by:

Kevin Guttman
Sr Mortgage Banker


Top Colorado Home Loan

A question you might be asking is will paying off all of my bills return
my credit to good standing and have that item deleted from my
credit report?

Although this is a logical assumption to make, it is not true.


An item will actually appear on your credit report longer if you pay
it than if it goes unpaid. By paying an old debt in full two things
happen that negatively affect your score.

1. The seven-year reporting is re-activated and started over again
because the "date of last activity" was updated when you paid it.

2. It will now score like a brand new collection!!

Surprisingly, a negative debt that has been paid in full
is not viewed any differently than a debt that has not been paid,
and has a negative listing.

It becomes difficult to do this process all by yourself, you may sink
even further. Call our team so we can provide you with more
information on your credit before you take any action. We want
to make sure you are doing what is best for you

Contact Me Here For Credit Repair Advice

Apply Online  For Your Home Loan
Va Loan? go to
All About Conventional Loans Here

All the best to you,

Kevin Guttman
Sr Mortgage Banker
Top Colorado Hone Loan Originator

8610 Explorer Dr #112
Colorado Springs, Colorado 80920
Phone 877-251-9709

P.S. If you have not taken the next action, it is not too
late. There is a light at the end of the tunnel and
it is not a train, it is hope. Call me at 877-251-9709
We will be with you every step of the way.

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We help Colorado clients finance their dream and

get the best rate, program, fees, & payment they qualify for!


Kevin Guttman

Certified Reverse Mortgage Planner

Home Finance Advisor

Financing Your Dream

Colorado Springs, CO 80920



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