Have you ever faced someone who was crying?

Mortgage and Lending with Right Trac Financial Group, Inc NMLS 2709 NMLS 49595

I think it’s one of the most powerful of human emotions and it’s one that connects us, makes us want to help to make the pain go away. So when Angela, an 83 year-old client of mine, began crying during our 1st meeting, I truly wanted to help.


Angela and her husband have a wonderful story by the way. They’d been married for 65 years, they raised 3 terrific kids who were all doing well, and they owned their home debt-free. And though they had always lived responsibly, saving for their golden years, they'd outlived their money. It was simple as that.


So Angela, with tears on her cheeks, told me “Please don’t make me go back to work in September”. See, she’d been teaching college courses to make ends meet… at 83! She was ready to stop working… and she deserved that opportunity. Thanks to a Reverse Mortgage, she could rely on a monthly check coming in that kept her from having to go out and work to put food on the table.


 That’s what I do. I help seniors stay in their homes and have the financial security they deserve.


Yours in reverse,




PS - Angela was my very first Reverse Mortgage client back in 2005. She's since passed away but she was able to enjoy another 7-years of independent living.  Her family shared what a difference having the extra money meant to her... and to them. What an honor it was - and is - to be able to help people like Angela.

Comments (8)

Andrew Mooers | 207.532.6573
Northern Maine Real Estate-Aroostook County Broker

Empathy and consideration for elderly, divorcing, those losing their homes to foreclosure, repossession happens. But tears of joy do too when the young couple is so happy and so is the seller that says they remind me of me and hugs, tears, smiles and emotion is poured out at the closing. Being the matchmaker to bring it together is a beautiful thing.

Oct 22, 2014 11:37 PM
Kit Crowne
Right Trac Financial Group, Inc NMLS 2709 - Manchester, CT
Delivering Dreams, One Mortgage At A Time

Andrew Mooers - So very true! We all work for money, of course, but it's these moments that get us up in the morning. Thank you for your thoughtful comment!

Oct 22, 2014 11:42 PM
Joe Petrowsky
Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709 - Manchester, CT
Your Mortgage Consultant for Life

Good morning Kit. I have observed many times the wonderful impact that you people's lives, Angela and her husband are a perfect example. You gave these folks a way to live out the rest of their years without having to worry about a mortgage payment. Well done!

Oct 22, 2014 11:43 PM
Lenn Harley
Lenn Harley, Homefinders.com, MD & VA Homes and Real Estate - Leesburg, VA
Real Estate Broker - Virginia & Maryland

You are a saint.  Most wouldn't take the time. 

It's sad when the elderly outlive their money. 

HA!  I can sympathize.  I outlived my savings 3 years ago.  Not from poor planning, but because one of my sons had cancer and simply needed my help.  Sadly, he only survived for 2 years, but he was not neglicted.

The do for family. 

Fortunately, real estate sales is often a job that older folks can handle.

Sadly, there is quite a bit of ageism out there.

Oct 22, 2014 11:46 PM
Chris Griffith
Downing-Frye Realty, Bonita Springs, FL - Bonita Springs, FL
Bonita Springs Listing Specialist - Agent

What a story.  Bless your heart for showing folks in a bind an alternative to ease the pressure.

Oct 22, 2014 11:54 PM
Fred Griffin Florida Real Estate
Fred Griffin Real Estate - Tallahassee, FL
Licensed Florida Real Estate Broker

You are more than a mortgage loan officer, Kit.  You are a compassionate man who goes above and beyond to help someone in need.

Oct 23, 2014 12:40 AM
Kit Crowne
Right Trac Financial Group, Inc NMLS 2709 - Manchester, CT
Delivering Dreams, One Mortgage At A Time

Lenn Harley - Oh my! I'm so sorry that you lost your son. The fact that you did all that you could for him speaks volumes about who you are.


I'm grateful for my gray hair since it gives me credibility with seniors. I do witness ageism from time to time but find that most folks value the wisdom and integrity that we bring. I'm sure that's true for you, as well.

Oct 24, 2014 05:22 AM
Kit Crowne
Right Trac Financial Group, Inc NMLS 2709 - Manchester, CT
Delivering Dreams, One Mortgage At A Time

Chris Griffith - What kind words!

Fred Griffin - Thank you!

I often tell people that I have the best job in the world because I get to give people money (and that's true enough...) but the reality is that I love meeting the people that I do and having a chance to solve their problems.

Oct 24, 2014 05:25 AM