VA Loan in Hanahan SC

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Mortgage and Lending with Movement Mortgage NMLS #322952

VA Loan in Hanahan SC

One of the best home loan programs available today is the Hanahan SC VA Loan for both honorably discharged vets and active duty military personnel and if you want to know more about its features, read on. This loan is available for Hanahan and its surrounding areas.

Here are the features of a VA loan program:

  • Zero Down Payment, 100% financing.
  • Monthly mortgage insurance is not tacked on to your payment.
  • Easier credit qualifying compared to other types of mortgage loans.
  • VA Mortgage Rates are low compared to other types of home loans. 

Here's how to qualify for a VA Mortgage Loan in Hanahan SC:

The first step is to verify your eligibility. Eligibility is verified by ordering your Certificate of Eligibility or COE. You can work with an approved South Carolina VA mortgage loan lender to order your COE quickly, or you can contact the VA to obtain a copy. If discharged, you will need your DD214.

Next, you must get pre-approved with an experienced VA lender.

It is critical that you contact a lender who knows the Hanahan SC VA Loan and all of the important differences compared to other loan programs.

Find out more by checking the link below, there are tons of information about this loan program there:  http://www.benefits.va.gov/columbia/

The pre-approval involves a credit check and supporting documentation such as paystubs and bank statements.

Even with no down payment required for this mortgage loan type, there are closing costs. There will be money due at closing and your expert lender should advise you properly about this. There are ways to finance the closing costs if you don't have money available and your lender can help you with these options as well.

Nevertheless, just remember not to confuse no-down payment with not having closing costs. This is also the reason why a local VA lender who understands all of the different aspects of VA Mortgage Loans will be essential to the process.

Randy, Senior Mortgage Lender, is an experienced lender and licensed to originate loans all over the state of SC with Hanahan SC VA Loan programs or surrounding areas so contact him at 843-608-0807 or visit http://www.mynewloanapplication.com.

Have a Big day,

Randy


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Randy Shamburger

Senior Mortgage Lender 

NMLS# 322952        

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