November 5th Market Update: Did you Vote?

Mortgage and Lending with Homes Mortgage NMLS# 366970

Good morning,


Once again, interest rates are holding steady in this nice and low pattern. So on to the election results…


I’m sure we’re all glad to be done with the campaign ads and honestly, I don’t care who you voted for so long as you got out to vote.  It looks like the initial projections were 55-60% for MN.  Minnesota is one of the top in the nation with this figure.  Still, I can’t help but find this a little bit sad.  When you can have the ballot sent to your home with a little preparation, why not take the time to be a part of the process.  I’m certain that more than 60% of us complain about politics.  Shouldn’t we forfeit our right to complain if we forfeit our right to vote?


That’s my take on it anyway.  If you chose not to vote, I’d be intrigued to hear why.  Like any story, there is validity to both sides. Please, educate me on the reasons not to vote.



Have a great week!





Rates: 30 year fixed at 4.00% (APR 4.079) and the 15 year at 3.125% (APR 3.223), FHA: 3.375% (APR 5.468): As always rates change with individual credit scenarios and programs, APRs are estimated based off of a $250,000 purchase price with 20% down and a 740 credit score, if you want an exact quote, call. These are not quotes, merely a baseline measure to gauge how rates change from week to week.



Matt Royer
Mortgage Consultant, CMC NMLS 366970

Homes Mortgage NMLS 298853

612-232-7646 cell I 651-770-0637 office I
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Matthew Royer

NMLS # 366970
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