November 12th Market Update: In Honor of Veteran's Day 11/11

Mortgage and Lending with Homes Mortgage NMLS# 366970

Good morning,


I wanted to send out a belated and heartfelt thanks to our Veteran’s. 


Thank you for your service…which is to say, thank you for the time you spend away from your family so I can spend more time with mine.  Thank you for putting your lives at risk, your families through worry and stress so we can risk and worry less about our families.  Thank you for making a commitment to our country that many of us don’t have the guts to pursue.


I can’t thank you enough and need you to know that it’s through the deepest sincerity that I offer my thanks.  With family members serving in World War II, Vietnam and Afghanistan I have nothing but admiration for the unspoken pressures you put upon your shoulders every single day for our country.


Thanks you, Thank you, THANK YOU!!!



Have a great week!





Rates: 30 year fixed at 4.00% (APR 4.079) and the 15 year at 3.125% (APR 3.223), FHA: 3.375% (APR 5.468): As always rates change with individual credit scenarios and programs, APRs are estimated based off of a $250,000 purchase price with 20% down and a 740 credit score, if you want an exact quote, call. These are not quotes, merely a baseline measure to gauge how rates change from week to week.



Matt Royer
Mortgage Consultant, CMC NMLS 366970

Homes Mortgage NMLS 298853

612-232-7646 cell I 651-770-0637 office I
Apply Now! 


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Matthew Royer

NMLS # 366970
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