VA Loans in Seneca SC

VA Loans in Seneca SC

 VA Loan in Seneca SC and 100% VA Loans - the best loan program in the country!

Designed for both active duty military and honorable discharged Veterans, VA Mortgage Loans are one of the best mortgage loan programs available today.

Here are some of the great features of this fantastic program:

• Up to 100% financing, with no down payment required.
• No monthly mortgage insurance added to your payment.
• More lenient credit qualifying standards than other types of mortgage loans.
• Low rates compared to other loan programs.

So how do you qualify for a VA Loan in Seneca SC?

The first step is to verify your eligibility. You can verify eligibility by ordering your Certificate of Eligibility or COE. A South Carolina VA loan lender can order your COE quickly for you, or you can go directly to the VA to obtain a copy. If discharged, you will need your DD214.

Next, you must get pre-approved with an experienced VA lender. Nothing beats experience when processing these types of loans so as to avoid any delays and any additional costs. It is essential that you contact a lender who knows the VA Mortgage Loan program and all of the differences compared to other loan programs. This is not only for better and more accurate information but also for your own convenience of not getting hassled for any processing issues due to lack of experience in how things are supposed to be done.

Even with no down payment required for VA Mortgage loans, it's important to know that there is a closing cost involved in every transaction, which means there will be money due at closing. This should not be a problem though because you will be informed by your lender about all of this, but nonetheless, don't confuse no down payment with meaning nothing is due at closing!

Your lender should also be able to help you with ways to finance the closing costs if you don't have money available for closing.

To learn more about your VA Loan benefits: http://www.benefits.va.gov/columbia/

It is essential that you work with a local VA lender who understands all of the different aspects of VA Mortgage Loans.

For a VA Loan in Seneca SC or surrounding areas, please contact Randy Shamburger, Senior Mortgage Lender at 864-214-7570 or visit http://www.mynewloanapplication.com.  Randy is licensed to originate loans all over the state of South Carolina."

Have a Big day,

Randy

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