Holiday Home Buyers in Woodbridge, Viriginia save Money over buyers who wait till Spring!
You have less competition from other buyers!
Rates are lower during the Holidays!
Look at the chart to the Left from Mortgage News Daily the numbers do not lie! Or visit the chart and play with the numbers Nov . and Dec have lower rates than the spring and summer.
Ask Yourself this..
What would you need to give up on your wish list with $40,000 less buying power if yo wait till Spring to buy?
Think about that for a moment $40,000 less buying power for waiting means $200.00 more in monthly payments! If you wait and the rates do their typical Spring adjustment it could cost you...
- Buying a home in a community you thought you were dreaming of.
- Maybe you are conservative and instead of spending that $200.00 a monthyou weould have out it into your TSP savings or 401K! Ouch!
- Maybe the additional $40,000 in buying power during the Holiday's would shorten your commute!
- Maybe it will prevent you from getting that finished basement or man cave you want!
- Maybe you are ok with saying goodbye to that 3rd car garage you have been dreaming about.
- Maybe you will need to look at homes without granite or hardwood if you wait.
The Point is if you buy now in the next 60 days compared to waiting till the Spring market you give yourself The Holiday Advantage of Buying!
Waiting is like throwing away $200,00 a month for 30 years!
Now I do not have a crystal ball but from if the past repeats itself rates will increase in the Spring market as they typically do. I remember working new homes and buyers always being frustrated that the prices went up in the Spring also so not only do you get the prices increasing but rates also it is a double hit to your buying power.
Are you willing to take that risk and do nothing?
If you are reading this you are an educated consumer looking at your options this is your chance! Sellers are very serious during the Holidays they are priced to sell! If you have been surfing the internet looking at Zillow, Redfin, Truilla, Realtor.com, MilitarybyOwner or even just surfing looking at any web site dreaming of buying a home I have news for you.
It's time to get out from behind the computer and take action now!
I am a Buyer Specialist and am ready to go to work on your behalf I will be in town working for the holidays it is always my busiest time of the year! I just helped a buyer do this very thing last week. They were looking at a town home in Fairfax near George Mason at an Open House I was hosting after meeting me and letting me show them the Holiday Advantage and what was possible they found that their moving now allowed them to buy the hone on the right instead of the home on the left. They choose to go out 10 miles to buy the home of their dreams and well within their budget. Come spring this would not have been possible if they had waited!
If you are thinking 2015 will be your year to move I highly encourage you to take a look at house hunting now and purchasing before the end of the year. Many times we can work out a settlement date to allow for a rent back during the Holiday and make sure your payment does not start until Feb. 2015.
Money for Mortgage loans last year and this year have proven to be lower in November and December than the rest of the year. Right now we are still at 4% on Conventional loans and 3.5% on Government loans. If you are not sure which one applies to you give me a call and I will walk you through your options and put you in touch with a loan officer to help you.
If you need another reason to make the call think about this If you close on your home before the end of the year you may have some additional writes offs on your taxes for 2014 which would be like icing on the cake!
Homes show great during the Holidays typically many are decorated and the warmth as you walk through the door from the cold makes it feel even more like home.
Contact me now and Let's talk my weekends book up very quickly with Buyers who want
the Holiday Advantage once they realize what it means to them! This is a great time to use up that vacation time before you loose it or take that personal day during the week. The folks above had seen so many homes on line they only needed two four hour appointments to find their Dream Home! We will close December 15th just in time to put the Christmas Tree in the Family Room!
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Feel Free to call or Text Patty at 703-801-9367
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