Copperas Cove TX USDA Loans l USDA Loans in Copperas Cove Texas

Mortgage and Lending with CrossCountry Mortgage NMLS # 243437

Surrounding Tyler area is a prime area for 100% financing on Copperas Cove TX USDA Loans. Tyler, Texas buyers can get 100% financing on new home purchases in close by areas.




This 100% program is truly not just for rural housing but for most of the geographic areas surrounding Copperas Cove TX USDA Loans qualifies for:


- 100% Financing Available- Small Monthly Mortgage insurance (.30% of loan amount per year)- interest rates are still very competitive compared to Conventional and FHA.

The biggest benefit is no down payment to a USDA loan- true 100% financing- with long term, 30 year fixexd rate loans.

Low MI (mortgage insurance) compare it to FHA and Conventional and see the savings!

Let's take a look at qualifying requirements for a USDA home loan:


There are some geographic areas that do not allow for USDA loans- but most of the State of Texas qualifies.

The simplest way to determine if you are in one of these areas is by entering an address into the USDA Property Eligiblity @

If the property address is determined to be in an eligible area, you may use a USDA loan to purchase the home.

Income limits do apply to USDA loans- but they are not as limiting as most would think- you do not have to be a "low income" family to qualify.

Child care and dependents under 18 in the home can also alter the maximum income to be qualified for a USDA loan.

Here is the USDA website to determine if you are eligible income wise- or simply call Joy Bates at 817-860-3232 and she will assist you:


For the best service- make sure you ask your lender if they are a mortgage banker- and not a broker- or you will have delays in getting your loan approved. 


You can call Joy Bates, NMLS # 243437 at 817-860-3232 or visit online at or email her at

Posted by

The Legacy Group of CrossCountry Mortgage

Chad and Joy Bates NMLS #243437


1205 West Abram St. 

Arlington, TX 76013

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