VA Loans in Aiken SC
It is designed for both active duty military and honorable discharged Veterans, I could even go as far as saying that it could be one of the best mortgage loan programs available in the world.
- 100% financing, no down payment required.
- Monthly mortgage insurance is not tacked on to your payment.
- Easier credit qualifying compared to other types of mortgage loans.
- VA Mortgage Rates are low compared to other types of home loans.
So how do you qualify for a VA Mortgage Loans Aiken SC?
First thing you need to do is verify your eligibility. You can verify eligibility by ordering your Certificate of Eligibility or COE. You can work with an approved SC VA mortgage loan lender to order your COE quickly, or you can contact the VA to obtain a copy. If discharged, you will need your DD214.
Learn more about your VA Home Loan benefits by visiting this link: http://www.benefits.va.gov/columbia/
The next step is to get pre-approved with an experienced VA lender.
It is very important that you contact a lender who knows the VA Mortgage Loan program and all of the important differences compared to other mortgage programs.
The pre-approval will involve a credit check and basic supporting documentation like paystubs and bank statements.
Although there is no down payment required for VA Mortgage loans, it's important not to forget that there are VA closing costs involved in every transaction. You should be prepared for all of this by your lender, but nonetheless, don't confuse no down payment with meaning nothing is due at closing! Your lender can help you with ways to finance the closing costs if you don't have money available for closing.
For a VA Mortgage Loans in Aiken SC or surrounding areas, please contact Randy Shamburger, Senior Mortgage Lender at 803-994-9140 or visit http://www.mynewloanapplication.com. Randy is licensed to originate loans all over the state of South Carolina."
Have a Big day,
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