November 19th Market Update: Are you rich?

Mortgage and Lending with Homes Mortgage NMLS# 366970

Good Afternoon,


I grew up in a small town, Winnebago MN.  Where the family business, plumbing and heating will be celebrating its 60th year in business come 2015.  For all intents and purposes, I feel Rich. Coming from a family where grocery money was earned from pop can recycling in tougher times and the only way I was going to college was from working 30+ hours a week during high school along with getting  a solid GPA for scholarships, I never feel like I’m struggling for my family. They have what the need, whether or not that’s what they want.


That being said: I’ll never be THIS rich.  The link is to an article on 5 amenities rich buyers want.  I have to say that I’ll never quite identify with this set J  I would hope if I ever came into this amount of wealth, that instead of my long driveway and dine in wine cellar, that I would give the money to someone in need or a cause dedicated to helping the less fortunate, but that’s just me.



Have a great week!





Rates: 30 year fixed at 4.00% (APR 4.079) and the 15 year at 3.125% (APR 3.223), FHA: 3.375% (APR 5.468): As always rates change with individual credit scenarios and programs, APRs are estimated based off of a $250,000 purchase price with 20% down and a 740 credit score, if you want an exact quote, call. These are not quotes, merely a baseline measure to gauge how rates change from week to week.



Matt Royer
Mortgage Consultant, CMC NMLS 366970

Homes Mortgage NMLS 298853

612-232-7646 cell I 651-770-0637 office


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Matthew Royer

NMLS # 366970
Email me today for clear advice in plain english!
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