In the late afternoon of May 22, 2011 the lives of residents in Joplin, Missouri would be changed forever. A catastrophic EF5 multiple-vortex tornado zig-zaged across 22.1 miles and lasted 38 minutes. Around 7,000 homes were destroyed not including businesses or public buildings. There were 158 lost lives and over 1,000 injuries.
The City of Joplin is utilizing HUD Grant Funds for homeownersip programs to repopulate the tornado affected area. The J-HAP program provides increased opportunities for low-income and moderate income individuals to become homeowners. Homebuyers can recieve no less than $1000.00 and up to $30,000.00 to fund primary lender down payment costs and/or reasonible closing costs.
To qualify a household annual income must not exceed 120% of the median income for the City of Joplin. You must have the ability to secure a first mortgage with a financial institution or mortgage company. And you must complete all neccesary forms required by HUD and the City of Joplin.
To obtain more information on the J-HAP program: http://www.joplinmo.org/cdbg-dr