VA Loans in Gaffney SC
VA Home Loan Gaffney SC | Gaffney SC VA Loan - the best loan program in the country!
VA Mortgage Loans are one of the best mortgage loan programs available today for active duty and honorably discharged Veterans.
Here are some of the highlights of this incredible program:
- Up to 100% financing, with no down required.
- Monthly mortgage insurance is not tacked on to your payment.
- More lenient credit qualifying standards than other types of mortgage loans.
- Low rates compared to other loan programs.
Here's how to qualify for a VA Home Loan Gaffney SC | Gaffney SC VA Loan:
You must first verify your eligibility. Eligibility is verified by ordering your Certificate of Eligibility or COE. You can work with an approved SC VA mortgage loan lender to order your COE quickly, or you can contact the VA to obtain a copy. You will need your DD214 if you are discharged.
The next step is to get pre-approved with an experienced VA lender.
It is very important that you contact a lender who knows the VA Mortgage Loan program and all of the important differences compared to other mortgage programs.
Here is a link to our fast and easy pre-approval form: http://www.benefits.va.gov/columbia/
The pre-approval will involve a credit check and basic supporting documentation like paystubs and bank statements.
Although there is no down payment required for VA Mortgage loans, it's important not to forget that there are VA closing costs involved in every transaction. You should be prepared for all of this by your lender, but nonetheless, don't confuse no down payment with meaning nothing is due at closing! Your lender can help you with ways to finance the closing costs if you don't have money available for closing.
It is essential that you work with a local VA lender who understands all of the different aspects of VA Mortgage Loans.
For a VA Home Loan Gaffney SC | Gaffney SC VA Loan or surrounding areas, please contact Randy Shamburger, Senior Mortgage Lender at 864-214-7570 or visit http://www.mynewloanapplication.com. Randy is licensed to originate loans all over the state of South Carolina."
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