VA Loans in Easley SC
Here are some of the main features of this great program:
- Zero Down Payment, 100% financing.
- Monthly mortgage insurance is not tacked on to your payment.
- Easier credit qualifying compared to other types of mortgage loans.
- VA Mortgage Rates are low compared to other types of home loans.
Here's how to qualify for a VA Mortgage Loan in Easley SC:
The first step is to verify your eligibility. Eligibility is verified by ordering your Certificate of Eligibility or COE. You can work with an approved South Carolina VA mortgage loan lender to order your COE quickly, or you can contact the VA to obtain a copy. If discharged, you will need your DD214.
Next, you must get pre-approved with an experienced VA lender.
It is critical that you contact a lender who knows the Easley South Carolina VA Loan and all of the important differences compared to other loan programs.
Find out more by checking the link below, there are tons of information about this loan program there: http://www.benefits.va.gov/columbia/
The pre-approval involves a credit check and supporting documentation such as paystubs and bank statements.
Although there is no down payment required for VA Mortgage loans, it's important not to forget that there are VA closing costs involved in every transaction. Don't confuse no down payment loans with meaning nothing is due at closing! Your VA lender should prepare you for how much is due at closing. There are ways to finance the closing costs if you don't have money available for this, and your lender can help you with these options.
It is essential that you work with a local VA lender who understands all of the different aspects of VA Mortgage Loans.
Randy is licensed to originate loans all over the state of South Carolina so for an Easley South Carolina VA Loan or surrounding areas, please contact Randy Shamburger, Senior Mortgage Lender at 864-214-7570 or visit http://www.mynewloanapplication.com.
Have a Big day,
View Randy Shamburger Greenville Mortgage Lender in a larger map