Clean Up Your Credit Report, then Buy that Naperville Home!
For anyone who has looked into to buying a Naperville home several times—but kept getting discouraged every time because of a negative credit report—read on!
You probably already know that you are not alone—but so what?—it’s small consolation, especially when you consider how much financial ground you lose every year you continue to pay rent (the entire amount of which has zero tax deductibility). Many people mishandle credit in their teens and 20s, not knowing how it can come back to bite them when credit reports determine their credit worthiness. In Naperville, we see the fallout in the form of mortgage application turndowns or discouraging interest rate proposals.
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